CBRL (Cracker Barrel Old Country Store) Effective Interest Rate on Debt %: 1.31% (As of Apr. 2026)


CBRL Cracker Barrel Old Country Store Inc CBRL
62 GF Score
Price $53.52
GF Value $46.74
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Cracker Barrel Old Country Store Effective Interest Rate on Debt %?

Cracker Barrel Old Country Store CBRL -2.94% 62 Effective Interest Rate on Debt % is 1.31% as of Apr. 2026. GuruFocus rates CBRL with a GF Score™ of 62/100 and a GF Value™ of $46.74 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cracker Barrel Old Country Store's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $15 Mil. Cracker Barrel Old Country Store's average total debt for the quarter that ended in Apr. 2026 was $1,122 Mil. Therefore, Cracker Barrel Old Country Store's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 1.31%.


Cracker Barrel Old Country Store  (NAS:CBRL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Cracker Barrel Old Country Store Effective Interest Rate on Debt % Related Terms


Cracker Barrel Old Country Store Effective Interest Rate on Debt % Historical Data

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The historical data trend for Cracker Barrel Old Country Store's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cracker Barrel Old Country Store Effective Interest Rate on Debt % Chart

Cracker Barrel Old Country Store Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.08 0.83 1.44 1.77 1.72

Cracker Barrel Old Country Store Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.76 1.62 1.26 1.38 1.31

CBRL vs PZZA, BJRI, BH: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Cracker Barrel Old Country Store's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cracker Barrel Old Country Store Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Cracker Barrel Old Country Store's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cracker Barrel Old Country Store's Effective Interest Rate on Debt % falls into.


CBRL
62GF Score
Cracker Barrel Old Country Store Inc CBRL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cracker Barrel Old Country Store Effective Interest Rate on Debt % Calculation

Cracker Barrel Old Country Store's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -20.489/( (1202.486+1179.609)/ 2 )
=-1  *  -20.489/1191.0475
=1.72 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1152.574 + 49.912
=1202.486

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=979.483 + 200.126
=1179.609

Cracker Barrel Old Country Store's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -14.672/( (1150.074+1094.682)/ 2 )
=-1  *  -14.672/1122.378
=1.31 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1000.449 + 149.625
=1150.074

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=944.832 + 149.85
=1094.682

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.31% mean?
Cracker Barrel Old Country Store (CBRL) has a Effective Interest Rate on Debt % of 1.31% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cracker Barrel Old Country Store and its competitors.
Is Cracker Barrel Old Country Store's Effective Interest Rate on Debt % too high?
Cracker Barrel Old Country Store's current Effective Interest Rate on Debt % is 1.31%. Overall, Cracker Barrel Old Country Store has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cracker Barrel Old Country Store's Effective Interest Rate on Debt % compare to PZZA and BJRI?
Cracker Barrel Old Country Store's Effective Interest Rate on Debt % of 1.31% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cracker Barrel Old Country Store and its competitors. Cracker Barrel Old Country Store's current Effective Interest Rate on Debt % is 1.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cracker Barrel Old Country Store stock overvalued right now?
Based on GuruFocus' analysis, Cracker Barrel Old Country Store (CBRL) is currently considered Modestly Overvalued. The stock's GF Value™ is $46.74, compared to a current price of $53.52 — trading 14.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.31%. Cracker Barrel Old Country Store's overall GF Score™ is 62/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cracker Barrel Old Country Store (CBRL), the current Effective Interest Rate on Debt % is 1.31% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cracker Barrel Old Country Store (CBRL) Overvalued in 2026?

Based on GuruFocus' analysis, Cracker Barrel Old Country Store stock appears to be overvalued. The current stock price of $53.52 is trading 14.5% above its estimated GF Value™ of $46.74. GuruFocus considers Cracker Barrel Old Country Store to be Modestly Overvalued.

Key valuation signals for CBRL:

  • Effective Interest Rate on Debt %: 1.31%
  • GF Value™: $46.74 vs. price of $53.52 (14.5% above fair value)
  • GF Score™: 62/100 with 10 warning signs

No single metric tells the full story. See the CBRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cracker Barrel Old Country Store Business Description

Other Exchanges OLD:Germany
Address 305 Hartmann Drive, Lebanon, TN, USA, 37087-4779
Cracker Barrel Old Country Store Inc operates hundreds of full-service restaurants throughout the United States. The Cracker Barrel stores consists of a restaurant with a gift shop. The restaurants serve breakfast, lunch and dinner. The gift shop offers a variety of decorative and functional items specializing in rocking chairs, holiday gifts, toys, apparel and foods.
62GF Score

Get the complete analysis for CBRL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.52
Price
$46.74
GF Value