Adler Group (CHIX:ADJD) Effective Interest Rate on Debt %: 9.48% (As of Mar. 2026)


CHIX:ADJD Adler Group SA CHIX:ADJD
37 GF Score
Price €0.17
GF Value €0.31
! 3 Warning Signs
View Full Analysis

What is Adler Group Effective Interest Rate on Debt %?

Adler Group CHIX:ADJD 37 Effective Interest Rate on Debt % is 9.48% as of Mar. 2026. GuruFocus rates CHIX:ADJD with a GF Score™ of 37/100 and a GF Value™ of €0.31. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Adler Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €326.6 Mil. Adler Group's average total debt for the quarter that ended in Mar. 2026 was €3,446.0 Mil. Therefore, Adler Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 9.48%.


Adler Group  (CHIX:ADJd) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Adler Group Effective Interest Rate on Debt % Related Terms


Adler Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Adler Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adler Group Effective Interest Rate on Debt % Chart

Adler Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.79 2.50 4.85 7.90 8.67

Adler Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.74 6.37 11.72 1.50 9.48

CHIX:ADJD vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Adler Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adler Group Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Adler Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Adler Group's Effective Interest Rate on Debt % falls into.


CHIX:ADJD
37GF Score
Adler Group SA CHIX:ADJD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Adler Group Effective Interest Rate on Debt % Calculation

Adler Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -304.079/( (3562.391+3448.431)/ 2 )
=-1  *  -304.079/3505.411
=8.67 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3195.628 + 366.763
=3562.391

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3389.418 + 59.013
=3448.431

Adler Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -326.552/( (3448.431+3443.543)/ 2 )
=-1  *  -326.552/3445.987
=9.48 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3389.418 + 59.013
=3448.431

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3408.446 + 35.097
=3443.543

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.48% mean?
Adler Group (CHIX:ADJD) has a Effective Interest Rate on Debt % of 9.48% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adler Group and its competitors.
Is Adler Group's Effective Interest Rate on Debt % too high?
Adler Group's current Effective Interest Rate on Debt % is 9.48%. Overall, Adler Group has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Adler Group's Effective Interest Rate on Debt % compare to CBRE and BEKE?
Adler Group's Effective Interest Rate on Debt % of 9.48% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adler Group and its competitors. Adler Group's current Effective Interest Rate on Debt % is 9.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adler Group stock overvalued right now?
Adler Group (CHIX:ADJD) has a current Effective Interest Rate on Debt % of 9.48%. The stock's GF Value™ is €0.31, compared to a current price of €0.17 — trading 46.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 9.48%. Adler Group's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Adler Group (CHIX:ADJD), the current Effective Interest Rate on Debt % is 9.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adler Group (CHIX:ADJD) Overvalued in 2026?

Based on GuruFocus' analysis, Adler Group stock appears to be undervalued. The current stock price of €0.17 is trading 46.1% below its estimated GF Value™ of €0.31.

Key valuation signals for CHIX:ADJD:

  • Effective Interest Rate on Debt %: 9.48%
  • GF Value™: €0.31 vs. price of €0.17 (46.1% below fair value)
  • GF Score™: 37/100 with 3 warning signs

No single metric tells the full story. See the CHIX:ADJD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adler Group Business Description

Address 55 Allee Scheffer, Grand Duchy of Luxembourg, LUX, L-2520
Adler Group SA is a company specialized and focused on the purchase, management, and development of income-producing multi-family residential real estate. The portfolio of the company and its subsidiaries is situated in or on the outskirts of urban areas such as Berlin. The company operates in Germany. Its segment include: Residential property management; Privatization; Adler RE; and Consus. It derives maximum revenue from Residential property management segment.
37GF Score

Get the complete analysis for CHIX:ADJD

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.17
Price
€0.31
GF Value