Baltic Classifieds Group (CHIX:BCGL) Effective Interest Rate on Debt %: 4.74% (As of Apr. 2026)

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CHIX:BCGL Baltic Classifieds Group PLC CHIX:BCGL
76 GF Score
Price £1.80
GF Value £3.33
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Baltic Classifieds Group Effective Interest Rate on Debt %?

Baltic Classifieds Group CHIX:BCGL +2.74% 76 Effective Interest Rate on Debt % is 4.74% as of Apr. 2026. GuruFocus rates CHIX:BCGL with a GF Score™ of 76/100 and a GF Value™ of £3.33 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Baltic Classifieds Group's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was £1.85 Mil. Baltic Classifieds Group's average total debt for the quarter that ended in Apr. 2026 was £38.97 Mil. Therefore, Baltic Classifieds Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 4.74%.


Baltic Classifieds Group  (CHIX:BCGl) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Baltic Classifieds Group Effective Interest Rate on Debt % Related Terms


Baltic Classifieds Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Baltic Classifieds Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baltic Classifieds Group Effective Interest Rate on Debt % Chart

Baltic Classifieds Group Annual Data
Trend Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 2.88 3.53 5.83 6.79 3.39

Baltic Classifieds Group Semi-Annual Data
Apr19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.37 6.06 6.33 5.82 4.74

CHIX:BCGL vs GOOGL, META, SPOT: Effective Interest Rate on Debt % Comparison

For the Internet Content & Information subindustry, Baltic Classifieds Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baltic Classifieds Group Effective Interest Rate on Debt % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Baltic Classifieds Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Baltic Classifieds Group's Effective Interest Rate on Debt % falls into.


CHIX:BCGL
76GF Score
Baltic Classifieds Group PLC CHIX:BCGL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Baltic Classifieds Group Effective Interest Rate on Debt % Calculation

Baltic Classifieds Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  -1.445/( (21.684+63.606)/ 2 )
=-1  *  -1.445/42.645
=3.39 %

where

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.453 + 0.231
=21.684

Total Debt  (A: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=63.06 + 0.546
=63.606

Baltic Classifieds Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -1.846/( (14.342+63.606)/ 2 )
=-1  *  -1.846/38.974
=4.74 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.177 + 13.165
=14.342

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=63.06 + 0.546
=63.606

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.74% mean?
Baltic Classifieds Group (CHIX:BCGL) has a Effective Interest Rate on Debt % of 4.74% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Baltic Classifieds Group and its competitors.
Is Baltic Classifieds Group's Effective Interest Rate on Debt % too high?
Baltic Classifieds Group's current Effective Interest Rate on Debt % is 4.74%. Overall, Baltic Classifieds Group has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Baltic Classifieds Group's Effective Interest Rate on Debt % compare to GOOGL and META?
Baltic Classifieds Group's Effective Interest Rate on Debt % of 4.74% can be compared against companies in the Interactive Media industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Interactive Media company?
A good Effective Interest Rate on Debt % depends on the Interactive Media industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Baltic Classifieds Group and its competitors. Baltic Classifieds Group's current Effective Interest Rate on Debt % is 4.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baltic Classifieds Group stock overvalued right now?
Based on GuruFocus' analysis, Baltic Classifieds Group (CHIX:BCGL) is currently considered Significantly Undervalued. The stock's GF Value™ is £3.33, compared to a current price of £1.80 — trading 46% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.74%. Baltic Classifieds Group's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Baltic Classifieds Group (CHIX:BCGL), the current Effective Interest Rate on Debt % is 4.74% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baltic Classifieds Group (CHIX:BCGL) Overvalued in 2026?

Based on GuruFocus' analysis, Baltic Classifieds Group stock appears to be undervalued. The current stock price of £1.80 is trading 46% below its estimated GF Value™ of £3.33. GuruFocus considers Baltic Classifieds Group to be Significantly Undervalued.

Key valuation signals for CHIX:BCGL:

  • Effective Interest Rate on Debt %: 4.74%
  • GF Value™: £3.33 vs. price of £1.80 (46% below fair value)
  • GF Score™: 76/100 with 1 warning sign

No single metric tells the full story. See the CHIX:BCGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Baltic Classifieds Group Business Description

Other Exchanges BCG:UK983:Germany
Address Saltoniskiu Street 9B, Vilnius, LTU, LT-08105
Baltic Classifieds Group PLC is an online classifieds group in the Baltics which owns and operates various vertical and generalist online classifieds portals in Estonia, Latvia, and Lithuania. Its online classifieds portfolio comprises vertical online classifieds portals, including vertical portals for automotive, real estate, and jobs and services, and a few generalist portals, offering a wide line of products. The main focus of the Group is operating online classifieds platforms for automotive, real estate, jobs and services, and general merchandise in the Baltics. lt generates revenue from fees for service packages based on the number of job ad postings; fees for short-term services including job ad promotion, job ads, and access to the resume database.
76GF Score

Get the complete analysis for CHIX:BCGL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.80
Price
£3.33
GF Value