Baillie Gifford China Growth Trust (CHIX:BGCGL) Effective Interest Rate on Debt %: 5.77% (As of Jan. 2026)


CHIX:BGCGL Baillie Gifford China Growth Trust PLC CHIX:BGCGL
39 GF Score
Price £2.25
! 4 Warning Signs
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What is Baillie Gifford China Growth Trust Effective Interest Rate on Debt %?

Baillie Gifford China Growth Trust CHIX:BGCGL 39 Effective Interest Rate on Debt % is 5.77% as of Jan. 2026. GuruFocus rates CHIX:BGCGL with a GF Score™ of 39/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Baillie Gifford China Growth Trust's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was £0.45 Mil. Baillie Gifford China Growth Trust's average total debt for the quarter that ended in Jan. 2026 was £7.87 Mil. Therefore, Baillie Gifford China Growth Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 5.77%.


Baillie Gifford China Growth Trust  (CHIX:BGCGl) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Baillie Gifford China Growth Trust Effective Interest Rate on Debt % Related Terms


Baillie Gifford China Growth Trust Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Baillie Gifford China Growth Trust's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baillie Gifford China Growth Trust Effective Interest Rate on Debt % Chart

Baillie Gifford China Growth Trust Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.29 7.93 9.08 9.96 6.53

Baillie Gifford China Growth Trust Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.71 11.98 8.14 6.39 5.77

CHIX:BGCGL vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Baillie Gifford China Growth Trust's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baillie Gifford China Growth Trust Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Baillie Gifford China Growth Trust's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Baillie Gifford China Growth Trust's Effective Interest Rate on Debt % falls into.


CHIX:BGCGL
39GF Score
Baillie Gifford China Growth Trust PLC CHIX:BGCGL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Baillie Gifford China Growth Trust Effective Interest Rate on Debt % Calculation

Baillie Gifford China Growth Trust's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -0.452/( (6.094+7.745)/ 2 )
=-1  *  -0.452/6.9195
=6.53 %

where

Baillie Gifford China Growth Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -0.454/( (8+7.745)/ 2 )
=-1  *  -0.454/7.8725
=5.77 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.77% mean?
Baillie Gifford China Growth Trust (CHIX:BGCGL) has a Effective Interest Rate on Debt % of 5.77% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Baillie Gifford China Growth Trust and its competitors.
Is Baillie Gifford China Growth Trust's Effective Interest Rate on Debt % too high?
Baillie Gifford China Growth Trust's current Effective Interest Rate on Debt % is 5.77%. Overall, Baillie Gifford China Growth Trust has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Baillie Gifford China Growth Trust's Effective Interest Rate on Debt % compare to BLK and BX?
Baillie Gifford China Growth Trust's Effective Interest Rate on Debt % of 5.77% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Baillie Gifford China Growth Trust and its competitors. Baillie Gifford China Growth Trust's current Effective Interest Rate on Debt % is 5.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baillie Gifford China Growth Trust stock overvalued right now?
Baillie Gifford China Growth Trust (CHIX:BGCGL) has a current Effective Interest Rate on Debt % of 5.77%. The current Effective Interest Rate on Debt % is 5.77%. Baillie Gifford China Growth Trust's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Baillie Gifford China Growth Trust (CHIX:BGCGL), the current Effective Interest Rate on Debt % is 5.77% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Baillie Gifford China Growth Trust Business Description

Other Exchanges BGCG:UK
Address 1 Greenside Row, Calton Square, Edinburgh, GBR, EH1 3AN
Baillie Gifford China Growth Trust PLC is an asset management firm that has assets under management and advice. It aims to produce long-term capital growth by investing predominantly in shares of, or depositary receipts representing the shares of, Chinese companies. It has a single segment of business, being an investment business.
39GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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