Deere (CHIX:DCOD) Effective Interest Rate on Debt %: 4.50% (As of Apr. 2026)

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CHIX:DCOD Deere & Co CHIX:DCOD
29 GF Score
Price €483.00
GF Value €300.76
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Deere Effective Interest Rate on Debt %?

Deere CHIX:DCOD 29 Effective Interest Rate on Debt % is 4.50% as of Apr. 2026. GuruFocus rates CHIX:DCOD with a GF Score™ of 29/100 and a GF Value™ of €300.76 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Deere's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was €2,435 Mil. Deere's average total debt for the quarter that ended in Apr. 2026 was €54,150 Mil. Therefore, Deere's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 4.50%.


Deere  (CHIX:DCOd) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Deere Effective Interest Rate on Debt % Related Terms


Deere Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Deere's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Deere Effective Interest Rate on Debt % Chart

Deere Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.11 2.27 4.10 5.10 4.72

Deere Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.59 4.67 4.65 4.51 4.50

CHIX:DCOD vs PCAR, CNH, OSK: Effective Interest Rate on Debt % Comparison

For the Farm & Heavy Construction Machinery subindustry, Deere's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Deere Effective Interest Rate on Debt % vs Farm & Heavy Construction Machinery Industry

For the Farm & Heavy Construction Machinery industry and Industrials sector, Deere's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Deere's Effective Interest Rate on Debt % falls into.


CHIX:DCOD
29GF Score
Deere & Co CHIX:DCOD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Deere Effective Interest Rate on Debt % Calculation

Deere's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Oct. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Oct. 2024 )+Total Debt  (A: Oct. 2025 ))/ count )
=-1  *  -2723.03/( (60095.034+55190.75)/ 2 )
=-1  *  -2723.03/57642.892
=4.72 %

where

Total Debt  (A: Oct. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=39684.222 + 20410.812
=60095.034

Total Debt  (A: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=37404.296 + 17786.454
=55190.75

Deere's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -2435.04/( (53441.949+54858.51)/ 2 )
=-1  *  -2435.04/54150.2295
=4.50 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=35575.204 + 17866.745
=53441.949

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36133.155 + 18725.355
=54858.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.50% mean?
Deere (CHIX:DCOD) has a Effective Interest Rate on Debt % of 4.50% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Deere and its competitors.
Is Deere's Effective Interest Rate on Debt % too high?
Deere's current Effective Interest Rate on Debt % is 4.50%. Overall, Deere has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Deere's Effective Interest Rate on Debt % compare to PCAR and CNH?
Deere's Effective Interest Rate on Debt % of 4.50% can be compared against companies in the Farm & Heavy Construction Machinery industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Farm & Heavy Construction Machinery company?
A good Effective Interest Rate on Debt % depends on the Farm & Heavy Construction Machinery industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Deere and its competitors. Deere's current Effective Interest Rate on Debt % is 4.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deere stock overvalued right now?
Based on GuruFocus' analysis, Deere (CHIX:DCOD) is currently considered Significantly Overvalued. The stock's GF Value™ is €300.76, compared to a current price of €483.00 — trading 60.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.50%. Deere's overall GF Score™ is 29/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Deere (CHIX:DCOD), the current Effective Interest Rate on Debt % is 4.50% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Deere (CHIX:DCOD) Overvalued in 2026?

Based on GuruFocus' analysis, Deere stock appears to be overvalued. The current stock price of €483.00 is trading 60.6% above its estimated GF Value™ of €300.76. GuruFocus considers Deere to be Significantly Overvalued.

Key valuation signals for CHIX:DCOD:

  • Effective Interest Rate on Debt %: 4.50%
  • GF Value™: €300.76 vs. price of €483.00 (60.6% above fair value)
  • GF Score™: 29/100 with 3 warning signs

No single metric tells the full story. See the CHIX:DCOD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Deere Business Description

Address One John Deere Place, Moline, IL, USA, 61265
Deere is the world's leading manufacturer of agricultural equipment and a major producer of construction machinery. The company is divided into four reporting segments: production & precision agriculture, or PPA, small agriculture & turf, or SAT, construction & forestry, or CF, and financial services, or FS, its captive finance subsidiary. The core PPA business is the largest contributor to sales and profits by far. Geographically, Deere sales are 60% US/Canada, 17% Europe, 14% Latin America, and 9% rest of the world. Deere goes to market through a robust dealer network that includes over 2,000 dealer locations in North America with reach into over 100 countries. John Deere Financial provides retail financing for machinery to its customers and wholesale financing for dealers.
29GF Score

Get the complete analysis for CHIX:DCOD

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€483.00
Price
€300.76
GF Value