LSL Property Services (CHIX:LSLL) Effective Interest Rate on Debt %: -0.56% (As of Dec. 2025)

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CHIX:LSLL LSL Property Services PLC CHIX:LSLL
64 GF Score
Price £2.42
GF Value £2.84
Valuation Modestly Undervalued
! 2 Warning Signs
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What is LSL Property Services Effective Interest Rate on Debt %?

LSL Property Services CHIX:LSLL +0.83% 64 Effective Interest Rate on Debt % is -0.56% as of Dec. 2025. GuruFocus rates CHIX:LSLL with a GF Score™ of 64/100 and a GF Value™ of £2.84 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. LSL Property Services's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £-0.2 Mil. LSL Property Services's average total debt for the quarter that ended in Dec. 2025 was £39.7 Mil. Therefore, LSL Property Services's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was -0.56%.


LSL Property Services  (CHIX:LSLl) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


LSL Property Services Effective Interest Rate on Debt % Related Terms


LSL Property Services Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for LSL Property Services's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LSL Property Services Effective Interest Rate on Debt % Chart

LSL Property Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.61 3.73 2.19 2.76 1.95

LSL Property Services Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.08 4.14 0.41 5.26 -0.56

CHIX:LSLL vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, LSL Property Services's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LSL Property Services Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, LSL Property Services's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where LSL Property Services's Effective Interest Rate on Debt % falls into.


CHIX:LSLL
64GF Score
LSL Property Services PLC CHIX:LSLL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LSL Property Services Effective Interest Rate on Debt % Calculation

LSL Property Services's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.779/( (34.044+45.755)/ 2 )
=-1  *  -0.779/39.8995
=1.95 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.491 + 30.553
=34.044

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.148 + 41.607
=45.755

LSL Property Services's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0.222/( (33.642+45.755)/ 2 )
=-1  *  0.222/39.6985
=-0.56 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.119 + 29.523
=33.642

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.148 + 41.607
=45.755

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -0.56% mean?
LSL Property Services (CHIX:LSLL) has a Effective Interest Rate on Debt % of -0.56% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on LSL Property Services and its competitors.
Is LSL Property Services' Effective Interest Rate on Debt % too high?
LSL Property Services' current Effective Interest Rate on Debt % is -0.56%. Overall, LSL Property Services has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LSL Property Services' Effective Interest Rate on Debt % compare to CBRE and BEKE?
LSL Property Services' Effective Interest Rate on Debt % of -0.56% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on LSL Property Services and its competitors. LSL Property Services's current Effective Interest Rate on Debt % is -0.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LSL Property Services stock overvalued right now?
Based on GuruFocus' analysis, LSL Property Services (CHIX:LSLL) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.84, compared to a current price of £2.42 — trading 14.8% below its estimated fair value. The current Effective Interest Rate on Debt % is -0.56%. LSL Property Services' overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For LSL Property Services (CHIX:LSLL), the current Effective Interest Rate on Debt % is -0.56% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LSL Property Services (CHIX:LSLL) Overvalued in 2026?

Based on GuruFocus' analysis, LSL Property Services stock appears to be undervalued. The current stock price of £2.42 is trading 14.8% below its estimated GF Value™ of £2.84. GuruFocus considers LSL Property Services to be Modestly Undervalued.

Key valuation signals for CHIX:LSLL:

  • Effective Interest Rate on Debt %: -0.56%
  • GF Value™: £2.84 vs. price of £2.42 (14.8% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the CHIX:LSLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LSL Property Services Business Description

Other Exchanges LSL:UK
Address Newcastle House, Albany Court, Newcastle Business Park, Newcastle upon Tyne, GBR, NE4 7YJ
LSL Property Services PLC provides residential property services to consumers. The Estate Agency Franchising segment provides services related to the sale and letting of residential properties, Financial Services segment reflects the Financial Services income generated from the Estate Agency segment. The Surveying and Valuation Services segment provides valuations and professional survey services for residential properties. Some of the company's offerings include residential sales, lettings, surveying, conveyancing, and advice on mortgages and non-investment insurance products. Geographically all the business is operated in the UK and it derives the majority of its revenue from the Surveying and Valuation segment.
64GF Score

Get the complete analysis for CHIX:LSLL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£2.42
Price
£2.84
GF Value