Mercialys (CHIX:MERYP) Effective Interest Rate on Debt %: 2.85% (As of Dec. 2025)


CHIX:MERYP Mercialys SA CHIX:MERYP
72 GF Score
Price €11.78
GF Value €9.65
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Mercialys Effective Interest Rate on Debt %?

Mercialys CHIX:MERYP -1.34% 72 Effective Interest Rate on Debt % is 2.85% as of Dec. 2025. GuruFocus rates CHIX:MERYP with a GF Score™ of 72/100 and a GF Value™ of €9.65 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mercialys's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €48.4 Mil. Mercialys's average total debt for the quarter that ended in Dec. 2025 was €1,695.7 Mil. Therefore, Mercialys's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.85%.


Mercialys  (CHIX:MERYp) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Mercialys Effective Interest Rate on Debt % Related Terms


Mercialys Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Mercialys's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mercialys Effective Interest Rate on Debt % Chart

Mercialys Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.64 4.55 2.83 3.76 2.88

Mercialys Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.80 2.86 4.73 2.48 2.85

CHIX:MERYP vs SPG, O, KIM: Effective Interest Rate on Debt % Comparison

For the REIT - Retail subindustry, Mercialys's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mercialys Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Mercialys's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mercialys's Effective Interest Rate on Debt % falls into.


CHIX:MERYP
72GF Score
Mercialys SA CHIX:MERYP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mercialys Effective Interest Rate on Debt % Calculation

Mercialys's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -42.893/( (1303.489+1675.829)/ 2 )
=-1  *  -42.893/1489.659
=2.88 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1251.52 + 51.969
=1303.489

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1309.13 + 366.699
=1675.829

Mercialys's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -48.394/( (1715.526+1675.829)/ 2 )
=-1  *  -48.394/1695.6775
=2.85 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1320.33 + 395.196
=1715.526

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1309.13 + 366.699
=1675.829

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.85% mean?
Mercialys (CHIX:MERYP) has a Effective Interest Rate on Debt % of 2.85% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mercialys and its competitors.
Is Mercialys' Effective Interest Rate on Debt % too high?
Mercialys' current Effective Interest Rate on Debt % is 2.85%. Overall, Mercialys has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mercialys' Effective Interest Rate on Debt % compare to SPG and O?
Mercialys' Effective Interest Rate on Debt % of 2.85% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mercialys and its competitors. Mercialys's current Effective Interest Rate on Debt % is 2.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercialys stock overvalued right now?
Based on GuruFocus' analysis, Mercialys (CHIX:MERYP) is currently considered Modestly Overvalued. The stock's GF Value™ is €9.65, compared to a current price of €11.78 — trading 22.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.85%. Mercialys' overall GF Score™ is 72/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mercialys (CHIX:MERYP), the current Effective Interest Rate on Debt % is 2.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mercialys (CHIX:MERYP) Overvalued in 2026?

Based on GuruFocus' analysis, Mercialys stock appears to be overvalued. The current stock price of €11.78 is trading 22.1% above its estimated GF Value™ of €9.65. GuruFocus considers Mercialys to be Modestly Overvalued.

Key valuation signals for CHIX:MERYP:

  • Effective Interest Rate on Debt %: 2.85%
  • GF Value™: €9.65 vs. price of €11.78 (22.1% above fair value)
  • GF Score™: 72/100 with 10 warning signs

No single metric tells the full story. See the CHIX:MERYP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mercialys Business Description

Industry Real EstateREITs
Address 16-18, rue du Quatre-Septembre, Paris, FRA, 75002
Mercialys SA is a real estate company based in France and Europe. The firm and its subsidiaries own and manage shopping centers in France. The company has developed and promoted the G LA GALLERIE brand for all its shopping centers. The company mainly operates in France. The company is based on sustainable value creation through investments in medium-sized properties.
72GF Score

Get the complete analysis for CHIX:MERYP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.78
Price
€9.65
GF Value