Mountview Estates (CHIX:MTVWL) Effective Interest Rate on Debt %: 5.41% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:MTVWL Mountview Estates PLC CHIX:MTVWL
69 GF Score
Price £90.00
GF Value £92.97
! 7 Warning Signs
View Full Analysis

What is Mountview Estates Effective Interest Rate on Debt %?

Mountview Estates CHIX:MTVWL 69 Effective Interest Rate on Debt % is 5.41% as of Mar. 2026. GuruFocus rates CHIX:MTVWL with a GF Score™ of 69/100 and a GF Value™ of £92.97. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mountview Estates's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was £3.36 Mil. Mountview Estates's average total debt for the quarter that ended in Mar. 2026 was £62.10 Mil. Therefore, Mountview Estates's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.41%.


Mountview Estates  (CHIX:MTVWl) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Mountview Estates Effective Interest Rate on Debt % Related Terms


Mountview Estates Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Mountview Estates's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mountview Estates Effective Interest Rate on Debt % Chart

Mountview Estates Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 3.18 6.02 6.78 5.77

Mountview Estates Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.33 6.65 6.56 6.22 5.41

CHIX:MTVWL vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Mountview Estates's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mountview Estates Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Mountview Estates's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mountview Estates's Effective Interest Rate on Debt % falls into.


CHIX:MTVWL
69GF Score
Mountview Estates PLC CHIX:MTVWL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mountview Estates Effective Interest Rate on Debt % Calculation

Mountview Estates's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -3.965/( (80.102+57.4)/ 2 )
=-1  *  -3.965/68.751
=5.77 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=78.7 + 1.402
=80.102

Mountview Estates's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -3.358/( (66.8+57.4)/ 2 )
=-1  *  -3.358/62.1
=5.41 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.41% mean?
Mountview Estates (CHIX:MTVWL) has a Effective Interest Rate on Debt % of 5.41% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mountview Estates and its competitors.
Is Mountview Estates' Effective Interest Rate on Debt % too high?
Mountview Estates' current Effective Interest Rate on Debt % is 5.41%. Overall, Mountview Estates has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Mountview Estates' Effective Interest Rate on Debt % compare to CBRE and BEKE?
Mountview Estates' Effective Interest Rate on Debt % of 5.41% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mountview Estates and its competitors. Mountview Estates's current Effective Interest Rate on Debt % is 5.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mountview Estates stock overvalued right now?
Mountview Estates (CHIX:MTVWL) has a current Effective Interest Rate on Debt % of 5.41%. The stock's GF Value™ is £92.97, compared to a current price of £90.00 — trading 3.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.41%. Mountview Estates' overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mountview Estates (CHIX:MTVWL), the current Effective Interest Rate on Debt % is 5.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mountview Estates (CHIX:MTVWL) Overvalued in 2026?

Based on GuruFocus' analysis, Mountview Estates stock appears to be undervalued. The current stock price of £90.00 is trading 3.2% below its estimated GF Value™ of £92.97.

Key valuation signals for CHIX:MTVWL:

  • Effective Interest Rate on Debt %: 5.41%
  • GF Value™: £92.97 vs. price of £90.00 (3.2% below fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the CHIX:MTVWL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mountview Estates Business Description

Other Exchanges MTVW:UK
Address 151 High Street, Mountview House, Southgate, London, GBR, N14 6EW
Mountview Estates PLC is a property trading company that buys tenanted properties at a discount to estimated vacant possession value and then sells them when its become vacant. Its operating segment includes Property Trading and Property Investment. The company derives the majority of its revenue from the Property Trading segment. It generates revenue from sales of properties and rental income from properties held as trading stock, investment, and others.
69GF Score

Get the complete analysis for CHIX:MTVWL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£90.00
Price
£92.97
GF Value