Speedy Hire (CHIX:SDYL) Effective Interest Rate on Debt %: 7.38% (As of Mar. 2026)

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CHIX:SDYL Speedy Hire PLC CHIX:SDYL
48 GF Score
Price £0.19
GF Value £0.29
Valuation Possible Value Trap
! 8 Warning Signs
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What is Speedy Hire Effective Interest Rate on Debt %?

Speedy Hire CHIX:SDYL +0.32% 48 Effective Interest Rate on Debt % is 7.38% as of Mar. 2026. GuruFocus rates CHIX:SDYL with a GF Score™ of 48/100 and a GF Value™ of £0.29 (Possible Value Trap). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Speedy Hire's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was £19.6 Mil. Speedy Hire's average total debt for the quarter that ended in Mar. 2026 was £265.6 Mil. Therefore, Speedy Hire's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.38%.


Speedy Hire  (CHIX:SDYl) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Speedy Hire Effective Interest Rate on Debt % Related Terms


Speedy Hire Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Speedy Hire's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Speedy Hire Effective Interest Rate on Debt % Chart

Speedy Hire Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.00 4.84 6.48 7.31 7.31

Speedy Hire Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.83 7.31 7.46 7.58 7.38

CHIX:SDYL vs URI, SUNB, AER: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, Speedy Hire's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Speedy Hire Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Speedy Hire's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Speedy Hire's Effective Interest Rate on Debt % falls into.


CHIX:SDYL
48GF Score
Speedy Hire PLC CHIX:SDYL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Speedy Hire Effective Interest Rate on Debt % Calculation

Speedy Hire's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -18.6/( (221.1+287.8)/ 2 )
=-1  *  -18.6/254.45
=7.31 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=193.8 + 27.3
=221.1

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=259.9 + 27.9
=287.8

Speedy Hire's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -19.6/( (243.4+287.8)/ 2 )
=-1  *  -19.6/265.6
=7.38 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=259.9 + 27.9
=287.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.38% mean?
Speedy Hire (CHIX:SDYL) has a Effective Interest Rate on Debt % of 7.38% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Speedy Hire and its competitors.
Is Speedy Hire's Effective Interest Rate on Debt % too high?
Speedy Hire's current Effective Interest Rate on Debt % is 7.38%. Overall, Speedy Hire has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Speedy Hire's Effective Interest Rate on Debt % compare to URI and SUNB?
Speedy Hire's Effective Interest Rate on Debt % of 7.38% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Speedy Hire and its competitors. Speedy Hire's current Effective Interest Rate on Debt % is 7.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Speedy Hire stock overvalued right now?
Based on GuruFocus' analysis, Speedy Hire (CHIX:SDYL) is currently considered Possible Value Trap. The stock's GF Value™ is £0.29, compared to a current price of £0.19 — trading 34.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.38%. Speedy Hire's overall GF Score™ is 48/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Speedy Hire (CHIX:SDYL), the current Effective Interest Rate on Debt % is 7.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Speedy Hire (CHIX:SDYL) Overvalued in 2026?

Based on GuruFocus' analysis, Speedy Hire stock appears to be undervalued. The current stock price of £0.19 is trading 34.3% below its estimated GF Value™ of £0.29. GuruFocus considers Speedy Hire to be Possible Value Trap.

Key valuation signals for CHIX:SDYL:

  • Effective Interest Rate on Debt %: 7.38%
  • GF Value™: £0.29 vs. price of £0.19 (34.3% below fair value)
  • GF Score™: 48/100 with 8 warning signs

No single metric tells the full story. See the CHIX:SDYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Speedy Hire Business Description

Other Exchanges SDY:UK5HN:Germany
Address 16 The Parks, Chase House, Newton-le-Willows, Merseyside, GBR, WA12 0JQ
Speedy Hire PLC is a UK-based company engaged in the provision of equipment for hire and sale and associated services to construction, infrastructure, industry, and related industries. It delivers asset management with tailored services and a continued commitment to relationship management. The company's reporting segments are; Hire, Services, UK and Ireland, and Corporate. It generates revenue from Hire and related activities followed by services provided. The company's geographical segments are the United Kingdom and Ireland, of which the majority of its revenue comes from the United Kingdom.
48GF Score

Get the complete analysis for CHIX:SDYL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.19
Price
£0.29
GF Value