SSE (CHIX:SSEL) Effective Interest Rate on Debt %: 2.68% (As of Mar. 2026)


CHIX:SSEL SSE PLC CHIX:SSEL
75 GF Score
Price £24.28
GF Value £16.50
Valuation Significantly Overvalued
! 5 Warning Signs
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What is SSE Effective Interest Rate on Debt %?

SSE CHIX:SSEL +0.19% 75 Effective Interest Rate on Debt % is 2.68% as of Mar. 2026. GuruFocus rates CHIX:SSEL with a GF Score™ of 75/100 and a GF Value™ of £16.50 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SSE's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was £276 Mil. SSE's average total debt for the quarter that ended in Mar. 2026 was £10,295 Mil. Therefore, SSE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.68%.


SSE  (CHIX:SSEl) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SSE Effective Interest Rate on Debt % Related Terms


SSE Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SSE's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSE Effective Interest Rate on Debt % Chart

SSE Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.92 4.42 3.53 3.23 2.95

SSE Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.19 3.21 3.35 3.19 2.68

CHIX:SSEL vs SRE, AES: Effective Interest Rate on Debt % Comparison

For the Utilities - Diversified subindustry, SSE's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SSE Effective Interest Rate on Debt % vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, SSE's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SSE's Effective Interest Rate on Debt % falls into.


CHIX:SSEL
75GF Score
SSE PLC CHIX:SSEL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SSE Effective Interest Rate on Debt % Calculation

SSE's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -306/( (10604.4+10121.2)/ 2 )
=-1  *  -306/10362.8
=2.95 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8640.4 + 1964
=10604.4

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8916.8 + 1204.4
=10121.2

SSE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -276.2/( (10467.9+10121.2)/ 2 )
=-1  *  -276.2/10294.55
=2.68 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8894.6 + 1573.3
=10467.9

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8916.8 + 1204.4
=10121.2

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.68% mean?
SSE (CHIX:SSEL) has a Effective Interest Rate on Debt % of 2.68% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SSE and its competitors.
Is SSE's Effective Interest Rate on Debt % too high?
SSE's current Effective Interest Rate on Debt % is 2.68%. Overall, SSE has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SSE's Effective Interest Rate on Debt % compare to SRE and AES?
SSE's Effective Interest Rate on Debt % of 2.68% can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Regulated company?
A good Effective Interest Rate on Debt % depends on the Utilities - Regulated industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SSE and its competitors. SSE's current Effective Interest Rate on Debt % is 2.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSE stock overvalued right now?
Based on GuruFocus' analysis, SSE (CHIX:SSEL) is currently considered Significantly Overvalued. The stock's GF Value™ is £16.50, compared to a current price of £24.28 — trading 47.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.68%. SSE's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SSE (CHIX:SSEL), the current Effective Interest Rate on Debt % is 2.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSE (CHIX:SSEL) Overvalued in 2026?

Based on GuruFocus' analysis, SSE stock appears to be overvalued. The current stock price of £24.28 is trading 47.1% above its estimated GF Value™ of £16.50. GuruFocus considers SSE to be Significantly Overvalued.

Key valuation signals for CHIX:SSEL:

  • Effective Interest Rate on Debt %: 2.68%
  • GF Value™: £16.50 vs. price of £24.28 (47.1% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the CHIX:SSEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SSE Business Description

Address 200 Dunkeld Road, Inveralmond House, Perth, Perthshire, GBR, PH1 3AQ
SSE is an integrated utility based in the United Kingdom owning and operating renewables and gas-fired power plants and electricity transmission and distribution networks. The firm is also involved in smaller related businesses such as gas storage and energy services.
75GF Score

Get the complete analysis for CHIX:SSEL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£24.28
Price
£16.50
GF Value