SThree (CHIX:STEML) Effective Interest Rate on Debt %: 5.05% (As of Nov. 2025)


CHIX:STEML SThree PLC CHIX:STEML
56 GF Score
Price £1.64
GF Value £2.89
Valuation Significantly Undervalued
! 6 Warning Signs
View Full Analysis

What is SThree Effective Interest Rate on Debt %?

SThree CHIX:STEML +1.11% 56 Effective Interest Rate on Debt % is 5.05% as of Nov. 2025. GuruFocus rates CHIX:STEML with a GF Score™ of 56/100 and a GF Value™ of £2.89 (Significantly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SThree's annualized positive value of Interest Expense for the quarter that ended in Nov. 2025 was £2 Mil. SThree's average total debt for the quarter that ended in Nov. 2025 was £46 Mil. Therefore, SThree's annualized Effective Interest Rate on Debt % for the quarter that ended in Nov. 2025 was 5.05%.


SThree  (CHIX:STEMl) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SThree Effective Interest Rate on Debt % Related Terms


SThree Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SThree's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SThree Effective Interest Rate on Debt % Chart

SThree Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.45 1.93 2.21 4.20 4.74

SThree Semi-Annual Data
May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.53 3.67 5.57 4.42 5.05

CHIX:STEML vs KFY, RHI, TNET: Effective Interest Rate on Debt % Comparison

For the Staffing & Employment Services subindustry, SThree's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SThree Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, SThree's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SThree's Effective Interest Rate on Debt % falls into.


CHIX:STEML
56GF Score
SThree PLC CHIX:STEML
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SThree Effective Interest Rate on Debt % Calculation

SThree's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Nov. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Nov. 2024 )+Total Debt  (A: Nov. 2025 ))/ count )
=-1  *  -2.071/( (39.869+47.501)/ 2 )
=-1  *  -2.071/43.685
=4.74 %

where

Total Debt  (A: Nov. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.362 + 10.507
=39.869

Total Debt  (A: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36.952 + 10.549
=47.501

SThree's annualized Effective Interest Rate on Debt % for the quarter that ended in Nov. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: May. 2025 )+Total Debt  (Q: Nov. 2025 ))/ count )
=-1  *  -2.298/( (43.545+47.501)/ 2 )
=-1  *  -2.298/45.523
=5.05 %

where

Total Debt  (Q: May. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=33.154 + 10.391
=43.545

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36.952 + 10.549
=47.501

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Nov. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.05% mean?
SThree (CHIX:STEML) has a Effective Interest Rate on Debt % of 5.05% as of Nov. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SThree and its competitors.
Is SThree's Effective Interest Rate on Debt % too high?
SThree's current Effective Interest Rate on Debt % is 5.05%. Overall, SThree has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SThree's Effective Interest Rate on Debt % compare to KFY and RHI?
SThree's Effective Interest Rate on Debt % of 5.05% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SThree and its competitors. SThree's current Effective Interest Rate on Debt % is 5.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SThree stock overvalued right now?
Based on GuruFocus' analysis, SThree (CHIX:STEML) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.89, compared to a current price of £1.64 — trading 43.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.05%. SThree's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SThree (CHIX:STEML), the current Effective Interest Rate on Debt % is 5.05% as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SThree (CHIX:STEML) Overvalued in 2026?

Based on GuruFocus' analysis, SThree stock appears to be undervalued. The current stock price of £1.64 is trading 43.2% below its estimated GF Value™ of £2.89. GuruFocus considers SThree to be Significantly Undervalued.

Key valuation signals for CHIX:STEML:

  • Effective Interest Rate on Debt %: 5.05%
  • GF Value™: £2.89 vs. price of £1.64 (43.2% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the CHIX:STEML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SThree Business Description

Other Exchanges STEM:UK
Address 8 Bishopsgate, Level 16, London, GBR, EC2N 4BQ
SThree PLC is involved in the staffing business. It provides contract and permanent recruitment services. The company operates in information and communication, engineering, energy, life sciences, banking, and finance sectors. It provides its service through various brands such as Progressive, Computer Futures, Real Staffing Group, and Huxley Associates. The company generated its revenue from DACH, Rest of Europe, Netherlands including Spain, USA, Middle East & Asia.
56GF Score

Get the complete analysis for CHIX:STEML

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.64
Price
£2.89
GF Value