Zigup (CHIX:ZIGL) Effective Interest Rate on Debt %: 4.11% (As of Apr. 2026)

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CHIX:ZIGL Zigup PLC CHIX:ZIGL
85 GF Score
Price £4.64
GF Value £3.92
Valuation Modestly Overvalued
! 11 Warning Signs
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What is Zigup Effective Interest Rate on Debt %?

Zigup CHIX:ZIGL +0.11% 85 Effective Interest Rate on Debt % is 4.11% as of Apr. 2026. GuruFocus rates CHIX:ZIGL with a GF Score™ of 85/100 and a GF Value™ of £3.92 (Modestly Overvalued). The stock has 11 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Zigup's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was £41 Mil. Zigup's average total debt for the quarter that ended in Apr. 2026 was £1,001 Mil. Therefore, Zigup's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 4.11%.


Zigup  (CHIX:ZIGl) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Zigup Effective Interest Rate on Debt % Related Terms


Zigup Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Zigup's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zigup Effective Interest Rate on Debt % Chart

Zigup Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.56 3.24 4.26 4.20 4.22

Zigup Semi-Annual Data
Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.99 4.56 3.99 4.18 4.11

CHIX:ZIGL vs URI, SUNB, AER: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, Zigup's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zigup Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Zigup's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Zigup's Effective Interest Rate on Debt % falls into.


CHIX:ZIGL
85GF Score
Zigup PLC CHIX:ZIGL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zigup Effective Interest Rate on Debt % Calculation

Zigup's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  -39.901/( (869.933+1022.274)/ 2 )
=-1  *  -39.901/946.1035
=4.22 %

where

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=776.059 + 93.874
=869.933

Total Debt  (A: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=927.335 + 94.939
=1022.274

Zigup's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -41.118/( (978.827+1022.274)/ 2 )
=-1  *  -41.118/1000.5505
=4.11 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=892.112 + 86.715
=978.827

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=927.335 + 94.939
=1022.274

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.11% mean?
Zigup (CHIX:ZIGL) has a Effective Interest Rate on Debt % of 4.11% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zigup and its competitors.
Is Zigup's Effective Interest Rate on Debt % too high?
Zigup's current Effective Interest Rate on Debt % is 4.11%. Overall, Zigup has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zigup's Effective Interest Rate on Debt % compare to URI and SUNB?
Zigup's Effective Interest Rate on Debt % of 4.11% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zigup and its competitors. Zigup's current Effective Interest Rate on Debt % is 4.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zigup stock overvalued right now?
Based on GuruFocus' analysis, Zigup (CHIX:ZIGL) is currently considered Modestly Overvalued. The stock's GF Value™ is £3.92, compared to a current price of £4.64 — trading 18.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.11%. Zigup's overall GF Score™ is 85/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Zigup (CHIX:ZIGL), the current Effective Interest Rate on Debt % is 4.11% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zigup (CHIX:ZIGL) Overvalued in 2026?

Based on GuruFocus' analysis, Zigup stock appears to be overvalued. The current stock price of £4.64 is trading 18.4% above its estimated GF Value™ of £3.92. GuruFocus considers Zigup to be Modestly Overvalued.

Key valuation signals for CHIX:ZIGL:

  • Effective Interest Rate on Debt %: 4.11%
  • GF Value™: £3.92 vs. price of £4.64 (18.4% above fair value)
  • GF Score™: 85/100 with 11 warning signs

No single metric tells the full story. See the CHIX:ZIGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zigup Business Description

Other Exchanges ZIG:UK21W:Germany
Address Lingfield Way, Northgate Centre, Darlington, GBR, DL1 4PZ
Zigup PLC is a integrated mobility solutions provider, with a platform providing services across the vehicle lifecycle to help people keep on the move, smarter. It offers mobility solutions to businesses, fleet operators, insurers, OEMs and other customers across a broad range of areas from vehicle rental and fleet management to accident management, vehicle repairs, service and maintenance. the company has owned and leased vehicles, supporting managed vehicles across the UK, Ireland and Spain.
85GF Score

Get the complete analysis for CHIX:ZIGL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£4.64
Price
£3.92
GF Value