CIM (Chimera Investment) Effective Interest Rate on Debt %: 4.62% (As of Jun. 2026)

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CIM Chimera Investment Corp CIM
27 GF Score
Price $11.71
! 5 Warning Signs
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What is Chimera Investment Effective Interest Rate on Debt %?

Chimera Investment CIM -2.17% 27 Effective Interest Rate on Debt % is 4.62% as of Jun. 2026. GuruFocus rates CIM with a GF Score™ of 27/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Chimera Investment's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $604.5 Mil. Chimera Investment's average total debt for the quarter that ended in Jun. 2026 was $13,092.4 Mil. Therefore, Chimera Investment's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 4.62%.


Chimera Investment  (NYSE:CIM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Chimera Investment Effective Interest Rate on Debt % Related Terms


Chimera Investment Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Chimera Investment's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chimera Investment Effective Interest Rate on Debt % Chart

Chimera Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.66 3.07 4.92 4.93 4.81

Chimera Investment Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.89 4.81 4.88 4.47 4.62

CIM vs ABR, MFA, ARI: Effective Interest Rate on Debt % Comparison

For the REIT - Mortgage subindustry, Chimera Investment's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chimera Investment Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Chimera Investment's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Chimera Investment's Effective Interest Rate on Debt % falls into.


CIM
27GF Score
Chimera Investment Corp CIM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chimera Investment Effective Interest Rate on Debt % Calculation

Chimera Investment's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -554.924/( (10014.759+13070.591)/ 2 )
=-1  *  -554.924/11542.675
=4.81 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10014.759 + 0
=10014.759

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13070.591 + 0
=13070.591

Chimera Investment's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -604.464/( (12734.438+13450.309)/ 2 )
=-1  *  -604.464/13092.3735
=4.62 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12734.438 + 0
=12734.438

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13450.309 + 0
=13450.309

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.62% mean?
Chimera Investment (CIM) has a Effective Interest Rate on Debt % of 4.62% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Chimera Investment and its competitors.
Is Chimera Investment's Effective Interest Rate on Debt % too high?
Chimera Investment's current Effective Interest Rate on Debt % is 4.62%. Overall, Chimera Investment has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Chimera Investment's Effective Interest Rate on Debt % compare to ABR and MFA?
Chimera Investment's Effective Interest Rate on Debt % of 4.62% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Chimera Investment and its competitors. Chimera Investment's current Effective Interest Rate on Debt % is 4.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chimera Investment stock overvalued right now?
Chimera Investment (CIM) has a current Effective Interest Rate on Debt % of 4.62%. The current Effective Interest Rate on Debt % is 4.62%. Chimera Investment's overall GF Score™ is 27/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Chimera Investment (CIM), the current Effective Interest Rate on Debt % is 4.62% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Chimera Investment Business Description

Industry Real EstateREITs
Address 630 Fifth Avenue, Suite 2400, New York, NY, USA, 10111
Chimera Investment Corporation is an internally managed REIT whose principal business objective is to provide attractive risk-adjusted returns and distributable income through investment performance linked to mortgage credit fundamentals. Through its mortgage lending, investment management, and advisory services platforms, the Company operates as a fully integrated mortgage business that originates, manages, and invests in a diversified range of mortgage assets. The Company invests, directly or indirectly, generally on a levered basis across a spectrum of mortgage assets, including residential mortgage loans, Non-Agency RMBS, Agency RMBS, Agency CMBS, MSRs, business purpose and investor loans, including RTLs, and other real estate-related assets.
27GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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