CLCGY (Clicks Group) Effective Interest Rate on Debt %: 10.28% (As of Feb. 2026)

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CLCGY Clicks Group Ltd CLCGY
83 GF Score
Price $26.82
GF Value $49.79
Valuation Significantly Undervalued
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What is Clicks Group Effective Interest Rate on Debt %?

Clicks Group CLCGY +0.21% 83 Effective Interest Rate on Debt % is 10.28% as of Feb. 2026. GuruFocus rates CLCGY with a GF Score™ of 83/100 and a GF Value™ of $49.79 (Significantly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Clicks Group's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $26 Mil. Clicks Group's average total debt for the quarter that ended in Feb. 2026 was $252 Mil. Therefore, Clicks Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 10.28%.


Clicks Group  (OTCPK:CLCGY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Clicks Group Effective Interest Rate on Debt % Related Terms


Clicks Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Clicks Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clicks Group Effective Interest Rate on Debt % Chart

Clicks Group Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.43 6.57 6.89 10.29 9.81

Clicks Group Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.34 10.52 9.36 9.75 10.28

Clicks Group Effective Interest Rate on Debt % Competitor Comparison

For the Pharmaceutical Retailers subindustry, Clicks Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clicks Group Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Clicks Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Clicks Group's Effective Interest Rate on Debt % falls into.


CLCGY
83GF Score
Clicks Group Ltd CLCGY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Clicks Group Effective Interest Rate on Debt % Calculation

Clicks Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -21.512/( (209.941+228.444)/ 2 )
=-1  *  -21.512/219.1925
=9.81 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=140.654 + 69.287
=209.941

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=153.05 + 75.394
=228.444

Clicks Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -25.93/( (228.444+275.984)/ 2 )
=-1  *  -25.93/252.214
=10.28 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=153.05 + 75.394
=228.444

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=186.864 + 89.12
=275.984

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.28% mean?
Clicks Group (CLCGY) has a Effective Interest Rate on Debt % of 10.28% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Clicks Group and its competitors.
Is Clicks Group's Effective Interest Rate on Debt % too high?
Clicks Group's current Effective Interest Rate on Debt % is 10.28%. Overall, Clicks Group has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Clicks Group's Effective Interest Rate on Debt % compare to competitors?
Clicks Group's Effective Interest Rate on Debt % of 10.28% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Clicks Group and its competitors. Clicks Group's current Effective Interest Rate on Debt % is 10.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clicks Group stock overvalued right now?
Based on GuruFocus' analysis, Clicks Group (CLCGY) is currently considered Significantly Undervalued. The stock's GF Value™ is $49.79, compared to a current price of $26.82 — trading 46.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.28%. Clicks Group's overall GF Score™ is 83/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Clicks Group (CLCGY), the current Effective Interest Rate on Debt % is 10.28% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clicks Group (CLCGY) Overvalued in 2026?

Based on GuruFocus' analysis, Clicks Group stock appears to be undervalued. The current stock price of $26.82 is trading 46.1% below its estimated GF Value™ of $49.79. GuruFocus considers Clicks Group to be Significantly Undervalued.

Key valuation signals for CLCGY:

  • Effective Interest Rate on Debt %: 10.28%
  • GF Value™: $49.79 vs. price of $26.82 (46.1% below fair value)
  • GF Score™: 83/100

No single metric tells the full story. See the CLCGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clicks Group Business Description

Address Cnr Searle and Pontac Streets, PO Box 5142, Cape Town, ZAF, 8001
Clicks Group Ltd operates prominently in health, beauty, and wellness retail across southern Africa. The company predominantly operates a retail pharmacy chain in South Africa, with a limited number of operations in bordering countries. The company has a portfolio of retail franchise brands including The Body Shop, M-Kem, and Sorbet among others. The company's business segments include Retail and Distribution. The company generates revenue from in-store and online sales of health, beauty, and wellness items, plus wholesale pharmaceutical distribution. Geographically, the maximum revenue is generated from South Africa.
83GF Score

Get the complete analysis for CLCGY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.82
Price
$49.79
GF Value