CNL (Collective Mining) Effective Interest Rate on Debt %: 32.26% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CNL Collective Mining Ltd CNL
26 GF Score
Price $12.30
! 1 Warning Sign
View Full Analysis

What is Collective Mining Effective Interest Rate on Debt %?

Collective Mining CNL 26 Effective Interest Rate on Debt % is 32.26% as of Mar. 2026. GuruFocus rates CNL with a GF Score™ of 26/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Collective Mining's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.75 Mil. Collective Mining's average total debt for the quarter that ended in Mar. 2026 was $2.32 Mil. Therefore, Collective Mining's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 32.26%.


Collective Mining  (AMEX:CNL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Collective Mining Effective Interest Rate on Debt % Related Terms


Collective Mining Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Collective Mining's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Collective Mining Effective Interest Rate on Debt % Chart

Collective Mining Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 13.22 28.14 22.34 36.23 69.81

Collective Mining Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.29 20.46 41.69 97.09 32.26

CNL vs NEM, AU: Effective Interest Rate on Debt % Comparison

For the Gold subindustry, Collective Mining's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Collective Mining Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Collective Mining's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Collective Mining's Effective Interest Rate on Debt % falls into.


CNL
26GF Score
Collective Mining Ltd CNL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Collective Mining Effective Interest Rate on Debt % Calculation

Collective Mining's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.703/( (0.156+1.858)/ 2 )
=-1  *  -0.703/1.007
=69.81 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.073 + 0.083
=0.156

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.136 + 0.722
=1.858

Collective Mining's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.748/( (1.858+2.779)/ 2 )
=-1  *  -0.748/2.3185
=32.26 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.136 + 0.722
=1.858

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.595 + 1.184
=2.779

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 32.26% mean?
Collective Mining (CNL) has a Effective Interest Rate on Debt % of 32.26% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Collective Mining and its competitors.
Is Collective Mining's Effective Interest Rate on Debt % too high?
Collective Mining's current Effective Interest Rate on Debt % is 32.26%. Overall, Collective Mining has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Collective Mining's Effective Interest Rate on Debt % compare to NEM and AU?
Collective Mining's Effective Interest Rate on Debt % of 32.26% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Collective Mining and its competitors. Collective Mining's current Effective Interest Rate on Debt % is 32.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Collective Mining stock overvalued right now?
Collective Mining (CNL) has a current Effective Interest Rate on Debt % of 32.26%. The current Effective Interest Rate on Debt % is 32.26%. Collective Mining's overall GF Score™ is 26/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Collective Mining (CNL), the current Effective Interest Rate on Debt % is 32.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Collective Mining Business Description

Other Exchanges GG1:GermanyCNL:Canada
Address 201 South Biscayne Boulevard, Suite 2210, Miami, FL, USA, 33131
Collective Mining Ltd is an exploration and development company focused on identifying and exploring prospective mineral projects in South America. The company currently has an interest in two projects located in Colombia, namely, Guayabales and San Antonio. The company is responsible for discovering, permitting, and constructing the gold mine in Colombia. The company is advancing exploration on large-scale copper-gold-molybdenum porphyry targets in the mining-friendly department of Caldas in Colombia. Drilling is underway at the Guayabales project, which is strategically located contiguous to the Marmato deposit, with initial assay results ongoing.
26GF Score

Get the complete analysis for CNL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.30
Price