COCH (Envoy Medical) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

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COCH Envoy Medical Inc COCH
6 GF Score
Price $0.67
GF Value $0.81
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Envoy Medical Effective Interest Rate on Debt %?

Envoy Medical COCH -1.00% 6 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates COCH with a GF Score™ of 6/100 and a GF Value™ of $0.81 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Envoy Medical's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.00 Mil. Envoy Medical's average total debt for the quarter that ended in Mar. 2026 was $0.90 Mil. Therefore, Envoy Medical's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Envoy Medical  (NAS:COCH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Envoy Medical Effective Interest Rate on Debt % Related Terms


Envoy Medical Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Envoy Medical's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Envoy Medical Effective Interest Rate on Debt % Chart

Envoy Medical Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 0.00 0.00 8.07 15.45

Envoy Medical Quarterly Data
Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.06 9.44 12.65 0.00 0.00

COCH vs ECOR, MDAI, SNWV: Effective Interest Rate on Debt % Comparison

For the Medical Devices subindustry, Envoy Medical's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Envoy Medical Effective Interest Rate on Debt % vs Medical Devices & Instruments Industry

For the Medical Devices & Instruments industry and Healthcare sector, Envoy Medical's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Envoy Medical's Effective Interest Rate on Debt % falls into.


COCH
6GF Score
Envoy Medical Inc COCH
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Envoy Medical Effective Interest Rate on Debt % Calculation

Envoy Medical's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.59/( (19.661+0.919)/ 2 )
=-1  *  -1.59/10.29
=15.45 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19.518 + 0.143
=19.661

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.745 + 0.174
=0.919

Envoy Medical's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (0.919+0.889)/ 2 )
=-1  *  0/0.904
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.745 + 0.174
=0.919

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.711 + 0.178
=0.889

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Envoy Medical (COCH) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Envoy Medical and its competitors.
Is Envoy Medical's Effective Interest Rate on Debt % too high?
Envoy Medical's current Effective Interest Rate on Debt % is 0.00%. Overall, Envoy Medical has a GF Score™ of 6/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Envoy Medical's Effective Interest Rate on Debt % compare to ECOR and MDAI?
Envoy Medical's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Medical Devices & Instruments industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Devices & Instruments company?
A good Effective Interest Rate on Debt % depends on the Medical Devices & Instruments industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Envoy Medical and its competitors. Envoy Medical's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Envoy Medical stock overvalued right now?
Based on GuruFocus' analysis, Envoy Medical (COCH) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.81, compared to a current price of $0.67 — trading 17.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Envoy Medical's overall GF Score™ is 6/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Envoy Medical (COCH), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Envoy Medical (COCH) Overvalued in 2026?

Based on GuruFocus' analysis, Envoy Medical stock appears to be undervalued. The current stock price of $0.67 is trading 17.1% below its estimated GF Value™ of $0.81. GuruFocus considers Envoy Medical to be Modestly Undervalued.

Key valuation signals for COCH:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $0.81 vs. price of $0.67 (17.1% below fair value)
  • GF Score™: 6/100 with 6 warning signs

No single metric tells the full story. See the COCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Envoy Medical Business Description

Address 4875 White Bear Parkway, White Bear Lake, MN, USA, 55110
Envoy Medical Inc is a hearing health company focused on providing medical technologies across the hearing loss spectrum. Its product portfolio comprises: the Esteem FI-AMEI, a fully implanted active middle ear implant (FI -AMEI) that works with the ear's natural anatomy, and is FDA-approved for adults with moderate to severe sensorineural hearing loss; and Acclaim CI, an investigational cochlear implant under development. The company derives all of its revenue substantially from the sale of the Esteem FI-AMEI implants and their replacement components. It has one reportable segment: hearing.
6GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.67
Price
$0.81
GF Value