CUPR (Cuprina Holdings (Cayman)) Effective Interest Rate on Debt %: 3.75% (As of Dec. 2025)

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CUPR Cuprina Holdings (Cayman) Ltd CUPR
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Price $4.09
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What is Cuprina Holdings (Cayman) Effective Interest Rate on Debt %?

Cuprina Holdings (Cayman) CUPR -5.54% 10 Effective Interest Rate on Debt % is 3.75% as of Dec. 2025. GuruFocus rates CUPR with a GF Score™ of 10/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cuprina Holdings (Cayman)'s annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.01 Mil. Cuprina Holdings (Cayman)'s average total debt for the quarter that ended in Dec. 2025 was $0.27 Mil. Therefore, Cuprina Holdings (Cayman)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.75%.


Cuprina Holdings (Cayman)  (NAS:CUPR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Cuprina Holdings (Cayman) Effective Interest Rate on Debt % Related Terms


Cuprina Holdings (Cayman) Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Cuprina Holdings (Cayman)'s Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cuprina Holdings (Cayman) Effective Interest Rate on Debt % Chart

Cuprina Holdings (Cayman) Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
1.60 0.77 37.72 19.29 4.27

Cuprina Holdings (Cayman) Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 81.55 67.50 1.56 6.90 3.75

CUPR vs BNGO, UEEC, FEMY: Effective Interest Rate on Debt % Comparison

For the Medical Instruments & Supplies subindustry, Cuprina Holdings (Cayman)'s Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cuprina Holdings (Cayman) Effective Interest Rate on Debt % vs Medical Devices & Instruments Industry

For the Medical Devices & Instruments industry and Healthcare sector, Cuprina Holdings (Cayman)'s Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cuprina Holdings (Cayman)'s Effective Interest Rate on Debt % falls into.


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Cuprina Holdings (Cayman) Effective Interest Rate on Debt % Calculation

Cuprina Holdings (Cayman)'s annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.012/( (0.188+0.374)/ 2 )
=-1  *  -0.012/0.281
=4.27 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.121 + 0.067
=0.188

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.259 + 0.115
=0.374

Cuprina Holdings (Cayman)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.01/( (0.16+0.374)/ 2 )
=-1  *  -0.01/0.267
=3.75 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.112 + 0.048
=0.16

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.259 + 0.115
=0.374

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.75% mean?
Cuprina Holdings (Cayman) (CUPR) has a Effective Interest Rate on Debt % of 3.75% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cuprina Holdings (Cayman) and its competitors.
Is Cuprina Holdings (Cayman)'s Effective Interest Rate on Debt % too high?
Cuprina Holdings (Cayman)'s current Effective Interest Rate on Debt % is 3.75%. Overall, Cuprina Holdings (Cayman) has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Cuprina Holdings (Cayman)'s Effective Interest Rate on Debt % compare to BNGO and UEEC?
Cuprina Holdings (Cayman)'s Effective Interest Rate on Debt % of 3.75% can be compared against companies in the Medical Devices & Instruments industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Devices & Instruments company?
A good Effective Interest Rate on Debt % depends on the Medical Devices & Instruments industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cuprina Holdings (Cayman) and its competitors. Cuprina Holdings (Cayman)'s current Effective Interest Rate on Debt % is 3.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cuprina Holdings (Cayman) stock overvalued right now?
Cuprina Holdings (Cayman) (CUPR) has a current Effective Interest Rate on Debt % of 3.75%. The current Effective Interest Rate on Debt % is 3.75%. Cuprina Holdings (Cayman)'s overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cuprina Holdings (Cayman) (CUPR), the current Effective Interest Rate on Debt % is 3.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cuprina Holdings (Cayman) Business Description

Address c/o Blk 1090 Lower Delta Road No. 06-08, Singapore, SGP, 169201
Cuprina Holdings (Cayman) Ltd is a biomedical and biotechnology company that is dedicated to the development and commercialization of products for the management of chronic wounds, as well as operating in the health and beauty sector. It manufactured and distributed a line of medical grade sterile blowfly larvae bio-dressing products marketed under the MEDIFLY brand name, or the MEDIFLY products. The MEDIFLY products are used as a biological debridement tool for chronic wounds, in a procedure known as Maggot Debridement Therapy, or MDT, which is an effective alternative to surgical debridement.
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