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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CVS Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $17.4 Mil. CVS Group's average total debt for the quarter that ended in Dec. 2025 was $351.2 Mil. Therefore, CVS Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.96%.
CVS Group (OTCPK:CVSGF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
CVS Group Effective Interest Rate on Debt % Related Terms
CVS Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for CVS Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CVSGF vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison
For the Medical Care Facilities subindustry, CVS Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CVS Group Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, CVS Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where CVS Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 4.96% mean?
CVS Group (CVSGF) has a Effective Interest Rate on Debt % of 4.96% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CVS Group and its competitors.
Is CVS Group's Effective Interest Rate on Debt % too high?
CVS Group's current Effective Interest Rate on Debt % is 4.96%. Overall, CVS Group has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CVS Group's Effective Interest Rate on Debt % compare to HCA and THC?
CVS Group's Effective Interest Rate on Debt % of 4.96% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CVS Group and its competitors. CVS Group's current Effective Interest Rate on Debt % is 4.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CVS Group stock overvalued right now?
Based on GuruFocus' analysis, CVS Group (CVSGF) is currently considered Fairly Valued. The stock's GF Value™ is $16.88, compared to a current price of $15.65 — trading 7.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.96%. CVS Group's overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CVS Group (CVSGF), the current Effective Interest Rate on Debt % is 4.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CVS Group (CVSGF) Overvalued in 2026?
Based on GuruFocus' analysis, CVS Group stock appears to be undervalued.
The current stock price of $15.65 is trading 7.3% below its estimated GF Value™ of $16.88.
GuruFocus considers CVS Group to be Fairly Valued.
Key valuation signals for CVSGF:
Effective Interest Rate on Debt %: 4.96%
GF Value™: $16.88 vs. price of $15.65 (7.3% below fair value)
No single metric tells the full story. See the CVSGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CVS Group PLC is a veterinary service provider in the United Kingdom. The group operates through three business divisions: Veterinary Practices, Laboratories, Crematoria, and Online Retail Business. The veterinary practice segment generates the majority of the revenues. The company facilitates its veterinary services through its diagnostics, laboratory reports, and pet cremation services. It also offers retail pharmacy through Animed Direct. Geographically, it generates the majority of its revenue from the United Kingdom and also operates in Australia.
89GF Score
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