Louis (CYS:LUI) Effective Interest Rate on Debt %: 6.46% (As of Dec. 2025)


CYS:LUI Louis PLC CYS:LUI
45 GF Score
Price €0.11
GF Value €0.09
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Louis Effective Interest Rate on Debt %?

Louis CYS:LUI +1.94% 45 Effective Interest Rate on Debt % is 6.46% as of Dec. 2025. GuruFocus rates CYS:LUI with a GF Score™ of 45/100 and a GF Value™ of €0.09 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Louis's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €22.0 Mil. Louis's average total debt for the quarter that ended in Dec. 2025 was €340.4 Mil. Therefore, Louis's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.46%.


Louis  (CYS:LUI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Louis Effective Interest Rate on Debt % Related Terms


Louis Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Louis's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Louis Effective Interest Rate on Debt % Chart

Louis Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.10 5.32 6.60 6.78 6.37

Louis Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.99 6.60 6.43 6.34 6.46

CYS:LUI vs MAR, HLT, H: Effective Interest Rate on Debt % Comparison

For the Lodging subindustry, Louis's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Louis Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Louis's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Louis's Effective Interest Rate on Debt % falls into.


CYS:LUI
45GF Score
Louis PLC CYS:LUI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Louis Effective Interest Rate on Debt % Calculation

Louis's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -21.443/( (325.957+346.769)/ 2 )
=-1  *  -21.443/336.363
=6.37 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=310.551 + 15.406
=325.957

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=331.601 + 15.168
=346.769

Louis's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -21.974/( (334.039+346.769)/ 2 )
=-1  *  -21.974/340.404
=6.46 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=318.721 + 15.318
=334.039

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=331.601 + 15.168
=346.769

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.46% mean?
Louis (CYS:LUI) has a Effective Interest Rate on Debt % of 6.46% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Louis and its competitors.
Is Louis' Effective Interest Rate on Debt % too high?
Louis' current Effective Interest Rate on Debt % is 6.46%. Overall, Louis has a GF Score™ of 45/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Louis' Effective Interest Rate on Debt % compare to MAR and HLT?
Louis' Effective Interest Rate on Debt % of 6.46% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Louis and its competitors. Louis's current Effective Interest Rate on Debt % is 6.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Louis stock overvalued right now?
Based on GuruFocus' analysis, Louis (CYS:LUI) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.09, compared to a current price of €0.11 — trading 16.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.46%. Louis' overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Louis (CYS:LUI), the current Effective Interest Rate on Debt % is 6.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Louis (CYS:LUI) Overvalued in 2026?

Based on GuruFocus' analysis, Louis stock appears to be overvalued. The current stock price of €0.11 is trading 16.7% above its estimated GF Value™ of €0.09. GuruFocus considers Louis to be Modestly Overvalued.

Key valuation signals for CYS:LUI:

  • Effective Interest Rate on Debt %: 6.46%
  • GF Value™: €0.09 vs. price of €0.11 (16.7% above fair value)
  • GF Score™: 45/100 with 4 warning signs

No single metric tells the full story. See the CYS:LUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Louis Business Description

Address 11 Lemesos Avenue, Nicosia, CYP, 2112
Louis PLC is a Cyprus-based company engaged in the tourism industry in the Southeastern Mediterranean. It mainly focuses on the hotel sector in both Cyprus and Greece. It covers a range of services for inbound/outbound tourism, ownership, and management of hotel and catering units and sea tourism, as well as ground handling services at the International Airports of Larnaca and Paphos. The company's objective is to further develop and update the quality of the services that it offers to its clients.
45GF Score

Get the complete analysis for CYS:LUI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.11
Price
€0.09
GF Value