DCMJF (DCM Holdings Co) Effective Interest Rate on Debt %: 1.10% (As of Nov. 2025)


DCMJF DCM Holdings Co Ltd DCMJF
77 GF Score
Price $8.45
GF Value $8.60
! 4 Warning Signs
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What is DCM Holdings Co Effective Interest Rate on Debt %?

DCM Holdings Co DCMJF 77 Effective Interest Rate on Debt % is 1.10% as of Nov. 2025. GuruFocus rates DCMJF with a GF Score™ of 77/100 and a GF Value™ of $8.60. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. DCM Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Nov. 2025 was $19 Mil. DCM Holdings Co's average total debt for the quarter that ended in Nov. 2025 was $1,706 Mil. Therefore, DCM Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Nov. 2025 was 1.10%.


DCM Holdings Co  (OTCPK:DCMJF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


DCM Holdings Co Effective Interest Rate on Debt % Related Terms


DCM Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for DCM Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DCM Holdings Co Effective Interest Rate on Debt % Chart

DCM Holdings Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.30 1.22 1.01 1.10 1.09

DCM Holdings Co Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 1.16 1.17 1.10 1.24

DCMJF vs HD, LOW, FND: Effective Interest Rate on Debt % Comparison

For the Home Improvement Retail subindustry, DCM Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DCM Holdings Co Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, DCM Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where DCM Holdings Co's Effective Interest Rate on Debt % falls into.


DCMJF
77GF Score
DCM Holdings Co Ltd DCMJF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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DCM Holdings Co Effective Interest Rate on Debt % Calculation

DCM Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -19.703/( (1936.979+1673.696)/ 2 )
=-1  *  -19.703/1805.3375
=1.09 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1581.662 + 355.317
=1936.979

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1523.588 + 150.108
=1673.696

DCM Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Nov. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Nov. 2025 ))/ count )
=-1  *  -18.72/( (1680.989+1731.044)/ 2 )
=-1  *  -18.72/1706.0165
=1.10 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1572.682 + 108.307
=1680.989

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1550.086 + 180.958
=1731.044

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Nov. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.10% mean?
DCM Holdings Co (DCMJF) has a Effective Interest Rate on Debt % of 1.10% as of Nov. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on DCM Holdings Co and its competitors.
Is DCM Holdings Co's Effective Interest Rate on Debt % too high?
DCM Holdings Co's current Effective Interest Rate on Debt % is 1.10%. Overall, DCM Holdings Co has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does DCM Holdings Co's Effective Interest Rate on Debt % compare to HD and LOW?
DCM Holdings Co's Effective Interest Rate on Debt % of 1.10% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on DCM Holdings Co and its competitors. DCM Holdings Co's current Effective Interest Rate on Debt % is 1.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DCM Holdings Co stock overvalued right now?
DCM Holdings Co (DCMJF) has a current Effective Interest Rate on Debt % of 1.10%. The stock's GF Value™ is $8.60, compared to a current price of $8.45 — trading 1.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.10%. DCM Holdings Co's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For DCM Holdings Co (DCMJF), the current Effective Interest Rate on Debt % is 1.10% as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DCM Holdings Co (DCMJF) Overvalued in 2026?

Based on GuruFocus' analysis, DCM Holdings Co stock appears to be undervalued. The current stock price of $8.45 is trading 1.7% below its estimated GF Value™ of $8.60.

Key valuation signals for DCMJF:

  • Effective Interest Rate on Debt %: 1.10%
  • GF Value™: $8.60 vs. price of $8.45 (1.7% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the DCMJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DCM Holdings Co Business Description

Other Exchanges 3050:Japan889:Germany
Address 6-16-16 Minamiohi, Shinagawa-ku, Tokyo, JPN, 140-0013
DCM Holdings Co Ltd is a Japanese holding company engaged in managing its subsidiaries that sell home improvement appliances and products. The company operates across Japan through its holdings. The majority of its stores are located on the northern Japanese island of Hokkaido and the central region of Chubu. The segments of the company include DCM Homac, DCM Sanwa, DCM Kahma, and DCM Daiki, which are all various regional home center brands. Some of DCM's products include gardening products, home improvement products, home leisure products, pet products, housekeeping products, home electronic products, home furnishing products, and lighting and electronics.
77GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.45
Price
$8.60
GF Value