National Industries Group HoldingK (DFM:NIND) Effective Interest Rate on Debt %: 4.95% (As of Mar. 2026)

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DFM:NIND National Industries Group Holding SAK DFM:NIND
37 GF Score
Price د.إ3.37
GF Value د.إ2.34
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is National Industries Group HoldingK Effective Interest Rate on Debt %?

National Industries Group HoldingK DFM:NIND 37 Effective Interest Rate on Debt % is 4.95% as of Mar. 2026. GuruFocus rates DFM:NIND with a GF Score™ of 37/100 and a GF Value™ of د.إ2.34 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. National Industries Group HoldingK's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was د.إ464 Mil. National Industries Group HoldingK's average total debt for the quarter that ended in Mar. 2026 was د.إ9,385 Mil. Therefore, National Industries Group HoldingK's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.95%.


National Industries Group HoldingK  (DFM:NIND) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


National Industries Group HoldingK Effective Interest Rate on Debt % Related Terms


National Industries Group HoldingK Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for National Industries Group HoldingK's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Industries Group HoldingK Effective Interest Rate on Debt % Chart

National Industries Group HoldingK Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.30 3.89 5.94 6.05 5.38

National Industries Group HoldingK Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.48 5.54 5.57 4.80 4.95

DFM:NIND vs HON, MMM: Effective Interest Rate on Debt % Comparison

For the Conglomerates subindustry, National Industries Group HoldingK's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Industries Group HoldingK Effective Interest Rate on Debt % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, National Industries Group HoldingK's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where National Industries Group HoldingK's Effective Interest Rate on Debt % falls into.


DFM:NIND
37GF Score
National Industries Group Holding SAK DFM:NIND
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Industries Group HoldingK Effective Interest Rate on Debt % Calculation

National Industries Group HoldingK's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -490.023/( (8885.017+9340.582)/ 2 )
=-1  *  -490.023/9112.7995
=5.38 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4321.58 + 4563.437
=8885.017

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4818.966 + 4521.616
=9340.582

National Industries Group HoldingK's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -464.104/( (9340.582+9429.868)/ 2 )
=-1  *  -464.104/9385.225
=4.95 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4818.966 + 4521.616
=9340.582

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5134.185 + 4295.683
=9429.868

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.95% mean?
National Industries Group HoldingK (DFM:NIND) has a Effective Interest Rate on Debt % of 4.95% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on National Industries Group HoldingK and its competitors.
Is National Industries Group HoldingK's Effective Interest Rate on Debt % too high?
National Industries Group HoldingK's current Effective Interest Rate on Debt % is 4.95%. Overall, National Industries Group HoldingK has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Industries Group HoldingK's Effective Interest Rate on Debt % compare to HON and MMM?
National Industries Group HoldingK's Effective Interest Rate on Debt % of 4.95% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on National Industries Group HoldingK and its competitors. National Industries Group HoldingK's current Effective Interest Rate on Debt % is 4.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Industries Group HoldingK stock overvalued right now?
Based on GuruFocus' analysis, National Industries Group HoldingK (DFM:NIND) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ2.34, compared to a current price of د.إ3.37 — trading 44% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.95%. National Industries Group HoldingK's overall GF Score™ is 37/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For National Industries Group HoldingK (DFM:NIND), the current Effective Interest Rate on Debt % is 4.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Industries Group HoldingK (DFM:NIND) Overvalued in 2026?

Based on GuruFocus' analysis, National Industries Group HoldingK stock appears to be overvalued. The current stock price of د.إ3.37 is trading 44% above its estimated GF Value™ of د.إ2.34. GuruFocus considers National Industries Group HoldingK to be Significantly Overvalued.

Key valuation signals for DFM:NIND:

  • Effective Interest Rate on Debt %: 4.95%
  • GF Value™: د.إ2.34 vs. price of د.إ3.37 (44% above fair value)
  • GF Score™: 37/100 with 7 warning signs

No single metric tells the full story. See the DFM:NIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Industries Group HoldingK Business Description

Other Exchanges NIND:Kuwait
Address Shuwaikh - Jahra Road Interchange, P.O. Box 417, Beside kuwait Red Cresent Society, Safat, Kuwait City, KWT, 13005
National Industries Group Holding SAK operates in investment and its objectives are owning stocks and shares, lending money, owning industrial equities such as patents, and royalties, and owning real estate and movable property. The company has four segments Investments, Building Materials and Contracting services, Specialist Engineering and Hotel and IT operations. Geographically, it generates the majority of revenue from the Kuwait region.
37GF Score

Get the complete analysis for DFM:NIND

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.37
Price
د.إ2.34
GF Value