National Polymer Industries (DHA:NPOLYMER) Effective Interest Rate on Debt %: 2.67% (As of Mar. 2026)

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DHA:NPOLYMER National Polymer Industries PLC DHA:NPOLYMER
68 GF Score
Price BDT35.50
GF Value BDT17.28
Valuation Significantly Overvalued
! 10 Warning Signs
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What is National Polymer Industries Effective Interest Rate on Debt %?

National Polymer Industries DHA:NPOLYMER -3.27% 68 Effective Interest Rate on Debt % is 2.67% as of Mar. 2026. GuruFocus rates DHA:NPOLYMER with a GF Score™ of 68/100 and a GF Value™ of BDT17.28 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. National Polymer Industries's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was BDT147 Mil. National Polymer Industries's average total debt for the quarter that ended in Mar. 2026 was BDT5,492 Mil. Therefore, National Polymer Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.67%.


National Polymer Industries  (DHA:NPOLYMER) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


National Polymer Industries Effective Interest Rate on Debt % Related Terms


National Polymer Industries Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for National Polymer Industries's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Polymer Industries Effective Interest Rate on Debt % Chart

National Polymer Industries Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.62 7.54 7.75 9.14 6.63

National Polymer Industries Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.97 7.04 9.01 8.95 2.67

DHA:NPOLYMER vs TT, JCI, CARR: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, National Polymer Industries's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Polymer Industries Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, National Polymer Industries's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where National Polymer Industries's Effective Interest Rate on Debt % falls into.


DHA:NPOLYMER
68GF Score
National Polymer Industries PLC DHA:NPOLYMER
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Polymer Industries Effective Interest Rate on Debt % Calculation

National Polymer Industries's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -366.715/( (5700.413+5361.916)/ 2 )
=-1  *  -366.715/5531.1645
=6.63 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1912.729 + 3787.684
=5700.413

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2244.157 + 3117.759
=5361.916

National Polymer Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -146.82/( (5550.005+5433.116)/ 2 )
=-1  *  -146.82/5491.5605
=2.67 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3950.66 + 1599.345
=5550.005

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3900.928 + 1532.188
=5433.116

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.67% mean?
National Polymer Industries (DHA:NPOLYMER) has a Effective Interest Rate on Debt % of 2.67% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on National Polymer Industries and its competitors.
Is National Polymer Industries' Effective Interest Rate on Debt % too high?
National Polymer Industries' current Effective Interest Rate on Debt % is 2.67%. Overall, National Polymer Industries has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Polymer Industries' Effective Interest Rate on Debt % compare to TT and JCI?
National Polymer Industries' Effective Interest Rate on Debt % of 2.67% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on National Polymer Industries and its competitors. National Polymer Industries's current Effective Interest Rate on Debt % is 2.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Polymer Industries stock overvalued right now?
Based on GuruFocus' analysis, National Polymer Industries (DHA:NPOLYMER) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT17.28, compared to a current price of BDT35.50 — trading 105.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.67%. National Polymer Industries' overall GF Score™ is 68/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For National Polymer Industries (DHA:NPOLYMER), the current Effective Interest Rate on Debt % is 2.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Polymer Industries (DHA:NPOLYMER) Overvalued in 2026?

Based on GuruFocus' analysis, National Polymer Industries stock appears to be overvalued. The current stock price of BDT35.50 is trading 105.4% above its estimated GF Value™ of BDT17.28. GuruFocus considers National Polymer Industries to be Significantly Overvalued.

Key valuation signals for DHA:NPOLYMER:

  • Effective Interest Rate on Debt %: 2.67%
  • GF Value™: BDT17.28 vs. price of BDT35.50 (105.4% above fair value)
  • GF Score™: 68/100 with 10 warning signs

No single metric tells the full story. See the DHA:NPOLYMER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Polymer Industries Business Description

Address GA-99/3, Pragati Shoroni, Npoly House, Middle Badda, Dhaka, BGD, 1212
National Polymer Industries PLC is engaged in manufacturing a wide range of plastic products for building, construction, sanitation and irrigation applications. It owns and operates PVC Pipes, PVC Water Tanks, PVC Doors and Bottle grade PVC Compound Manufacturing Plant, produces and markets the same in the local and foreign markets. The company generates revenue from the sale of its products.
68GF Score

Get the complete analysis for DHA:NPOLYMER

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT35.50
Price
BDT17.28
GF Value