NRBC Bank (DHA:NRBCBANK) Effective Interest Rate on Debt %: 0.00% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:NRBCBANK NRBC Bank PLC DHA:NRBCBANK
32 GF Score
Price BDT9.00
View Full Analysis

What is NRBC Bank Effective Interest Rate on Debt %?

NRBC Bank DHA:NRBCBANK 32 Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus rates DHA:NRBCBANK with a GF Score™ of 32/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. NRBC Bank's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was BDT14,297 Mil. NRBC Bank's average total debt for the quarter that ended in Jun. 2026 was BDT13,633 Mil. Therefore, NRBC Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 104.88%.


NRBC Bank  (DHA:NRBCBANK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


NRBC Bank Effective Interest Rate on Debt % Related Terms


NRBC Bank Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for NRBC Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NRBC Bank Effective Interest Rate on Debt % Chart

NRBC Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 3.50 5.75 5.67 8.75 10.60

NRBC Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.80 9.61 10.22 - 0.00

DHA:NRBCBANK vs : Effective Interest Rate on Debt % Comparison

For the Banks - Regional subindustry, NRBC Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NRBC Bank Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, NRBC Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where NRBC Bank's Effective Interest Rate on Debt % falls into.


DHA:NRBCBANK
32GF Score
NRBC Bank PLC DHA:NRBCBANK
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NRBC Bank Effective Interest Rate on Debt % Calculation

NRBC Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -14083.155135/( (20162.109773+14246.754155)/ 2 )
=-1  *  -14083.155135/17204.431964
=81.86 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7991.684143 + 12170.42563
=20162.109773

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7728.748841 + 6518.005314
=14246.754155

NRBC Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -14297.37326/( (13563.811106+13701.664226)/ 2 )
=-1  *  -14297.37326/13632.737666
=104.88 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13563.811106 + 0
=13563.811106

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13701.664226 + 0
=13701.664226

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
NRBC Bank (DHA:NRBCBANK) has a Effective Interest Rate on Debt % of 0.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NRBC Bank and its competitors.
Is NRBC Bank's Effective Interest Rate on Debt % too high?
NRBC Bank's current Effective Interest Rate on Debt % is 0.00%. Overall, NRBC Bank has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does NRBC Bank's Effective Interest Rate on Debt % compare to ?
NRBC Bank's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NRBC Bank and its competitors. NRBC Bank's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NRBC Bank stock overvalued right now?
NRBC Bank (DHA:NRBCBANK) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. NRBC Bank's overall GF Score™ is 32/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For NRBC Bank (DHA:NRBCBANK), the current Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NRBC Bank Business Description

Comparable Companies
Address 114 Motijheel Commercial Area, Red Crescent Jashim Trade Centre, Dhaka, BGD, 1000
NRBC Bank PLC is engaged in banking and related activities including accepting customer deposits, lending to retail, Small, and Medium Enterprises and corporate customers, Trade Financing, lease financing, project financing, issuing Letters of Credit, interbank borrowing and lending, and dealing in government securities and equity shares among others. The company's segment includes Conventional Banking; Islamic Banking and NRBC Bank Securities Limited. It generates maximum revenue from Conventional Banking segment.
32GF Score

Get the complete analysis for DHA:NRBCBANK

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT9.00
Price