Standard Islami Bank (DHA:STANDBANKL) Effective Interest Rate on Debt %: 0.00% (As of . 20)

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DHA:STANDBANKL Standard Islami Bank PLC DHA:STANDBANKL
11 GF Score
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What is Standard Islami Bank Effective Interest Rate on Debt %?

Standard Islami Bank DHA:STANDBANKL +1.96% 11 Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus rates DHA:STANDBANKL with a GF Score™ of 11/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Standard Islami Bank's annualized positive value of Interest Expense for the quarter that ended in . 20 was BDT Mil. Standard Islami Bank's average total debt for the quarter that ended in . 20 was BDT Mil. Therefore, Standard Islami Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 was %.

Standard Islami Bank  (DHA:STANDBANKL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Standard Islami Bank Effective Interest Rate on Debt % Related Terms

Standard Islami Bank Effective Interest Rate on Debt % Historical Data

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The historical data trend for Standard Islami Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Islami Bank Effective Interest Rate on Debt % Chart

Standard Islami Bank Annual Data
Trend
Effective Interest Rate on Debt %

Standard Islami Bank Semi-Annual Data
Effective Interest Rate on Debt %

Standard Islami Bank Effective Interest Rate on Debt % Competitor Comparison

For the Banks - Regional subindustry, Standard Islami Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Standard Islami Bank Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Standard Islami Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Standard Islami Bank's Effective Interest Rate on Debt % falls into.


DHA:STANDBANKL
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Standard Islami Bank PLC DHA:STANDBANKL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Islami Bank Effective Interest Rate on Debt % Calculation

Standard Islami Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Standard Islami Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: . 20 )+Total Debt  (Q: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (. 20) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Standard Islami Bank (DHA:STANDBANKL) has a Effective Interest Rate on Debt % of 0.00% as of . 20. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Standard Islami Bank and its competitors.
Is Standard Islami Bank's Effective Interest Rate on Debt % too high?
Standard Islami Bank's current Effective Interest Rate on Debt % is 0.00%. Overall, Standard Islami Bank has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Standard Islami Bank's Effective Interest Rate on Debt % compare to competitors?
Standard Islami Bank's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Standard Islami Bank and its competitors. Standard Islami Bank's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Islami Bank stock overvalued right now?
Standard Islami Bank (DHA:STANDBANKL) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Standard Islami Bank's overall GF Score™ is 11/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Standard Islami Bank (DHA:STANDBANKL), the current Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Standard Islami Bank Business Description

Address 122 - 124 Motijheel C/A, Metropolitan Chamber Building 3rd Floor, Dhaka, BGD, 1000
Standard Islami Bank PLC is a commercial bank in Bangladesh. It offers corporate and retail banking, such as products on credit and deposit schemes, internet banking, credit cards. The company is also engaged in Islamic Banking deposits and investments. The principal activities of the Bank include a wide range of services including accepting deposits, lending to retail, Small Money Enterprise (SME) and corporate customers, trade financing, lease financing, project financing, discounting bills, conducting money transfer and foreign exchange transactions and performing other related services such as safe keeping, collections, issuing guarantees, acceptances and letters of credit dealing in government securities etc.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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