DK (Delek US Holdings) Effective Interest Rate on Debt %: 12.31% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DK Delek US Holdings Inc DK
48 GF Score
Price $58.46
GF Value $22.00
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Delek US Holdings Effective Interest Rate on Debt %?

Delek US Holdings DK -0.39% 48 Effective Interest Rate on Debt % is 12.31% as of Jun. 2026. GuruFocus rates DK with a GF Score™ of 48/100 and a GF Value™ of $22.00 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Delek US Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $400 Mil. Delek US Holdings's average total debt for the quarter that ended in Jun. 2026 was $3,254 Mil. Therefore, Delek US Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 12.31%.


Delek US Holdings  (NYSE:DK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Delek US Holdings Effective Interest Rate on Debt % Related Terms


Delek US Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Delek US Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delek US Holdings Effective Interest Rate on Debt % Chart

Delek US Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.52 6.93 10.67 11.18 11.19

Delek US Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.88 11.56 10.02 10.31 12.31

DK vs PARR, CVI, DKL: Effective Interest Rate on Debt % Comparison

For the Oil & Gas Refining & Marketing subindustry, Delek US Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delek US Holdings Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Delek US Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Delek US Holdings's Effective Interest Rate on Debt % falls into.


DK
48GF Score
Delek US Holdings Inc DK
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Delek US Holdings Effective Interest Rate on Debt % Calculation

Delek US Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -345.3/( (2863.2+3306.4)/ 2 )
=-1  *  -345.3/3084.8
=11.19 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2810.5 + 52.7
=2863.2

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3269.7 + 36.7
=3306.4

Delek US Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -400.4/( (3252.3+3255.2)/ 2 )
=-1  *  -400.4/3253.75
=12.31 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3216.5 + 35.8
=3252.3

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3219.5 + 35.7
=3255.2

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.31% mean?
Delek US Holdings (DK) has a Effective Interest Rate on Debt % of 12.31% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Delek US Holdings and its competitors.
Is Delek US Holdings' Effective Interest Rate on Debt % too high?
Delek US Holdings' current Effective Interest Rate on Debt % is 12.31%. Overall, Delek US Holdings has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Delek US Holdings' Effective Interest Rate on Debt % compare to PARR and CVI?
Delek US Holdings' Effective Interest Rate on Debt % of 12.31% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Delek US Holdings and its competitors. Delek US Holdings's current Effective Interest Rate on Debt % is 12.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delek US Holdings stock overvalued right now?
Based on GuruFocus' analysis, Delek US Holdings (DK) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.00, compared to a current price of $58.46 — trading 165.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 12.31%. Delek US Holdings' overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Delek US Holdings (DK), the current Effective Interest Rate on Debt % is 12.31% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delek US Holdings (DK) Overvalued in 2026?

Based on GuruFocus' analysis, Delek US Holdings stock appears to be overvalued. The current stock price of $58.46 is trading 165.7% above its estimated GF Value™ of $22.00. GuruFocus considers Delek US Holdings to be Significantly Overvalued.

Key valuation signals for DK:

  • Effective Interest Rate on Debt %: 12.31%
  • GF Value™: $22.00 vs. price of $58.46 (165.7% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the DK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delek US Holdings Business Description

Industry EnergyOil & Gas
Other Exchanges DEH:Germany
Address 310 Seven Springs Way, Suite 500, Brentwood, TN, USA, 37027
Delek US Holdings Inc is an integrated energy business focused on petroleum refining, transportation and storage; wholesale crude oil, intermediate, and refined products, and convenience stores retailing. The company owns and operates independent refineries that produce a variety of petroleum products for transportation and industrial markets in the United States. It has three segments: Refining segment and Logistics segment and retail segment. The logistics segment generates revenue through gathering, transporting, and storing crude oil and intermediate products, as well as by marketing, storing, and distributing refined products. The company also offers a collection of retail fuel and convenience stores operating in the Southeast region of the United States.
48GF Score

Get the complete analysis for DK

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.46
Price
$22.00
GF Value