ECX (ECARX Holdings) Effective Interest Rate on Debt %: 7.90% (As of Mar. 2026)


ECX ECARX Holdings Inc ECX
69 GF Score
Price $1.25
GF Value $2.21
Valuation Possible Value Trap
! 6 Warning Signs
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What is ECARX Holdings Effective Interest Rate on Debt %?

ECARX Holdings ECX +2.05% 69 Effective Interest Rate on Debt % is 7.90% as of Mar. 2026. GuruFocus rates ECX with a GF Score™ of 69/100 and a GF Value™ of $2.21 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ECARX Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $38.8 Mil. ECARX Holdings's average total debt for the quarter that ended in Mar. 2026 was $490.9 Mil. Therefore, ECARX Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.90%.


ECARX Holdings  (NAS:ECX) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ECARX Holdings Effective Interest Rate on Debt % Related Terms


ECARX Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ECARX Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ECARX Holdings Effective Interest Rate on Debt % Chart

ECARX Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 12.42 3.27 4.65 6.80 6.37

ECARX Holdings Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.58 5.70 3.77 9.33 7.90

ECX vs CPS, MNRO, MVST: Effective Interest Rate on Debt % Comparison

For the Auto Parts subindustry, ECARX Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ECARX Holdings Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, ECARX Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ECARX Holdings's Effective Interest Rate on Debt % falls into.


ECX
69GF Score
ECARX Holdings Inc ECX
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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ECARX Holdings Effective Interest Rate on Debt % Calculation

ECARX Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -23.772/( (291.367+455.338)/ 2 )
=-1  *  -23.772/373.3525
=6.37 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.696 + 274.671
=291.367

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=81.566 + 373.772
=455.338

ECARX Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -38.8/( (455.338+526.5)/ 2 )
=-1  *  -38.8/490.919
=7.90 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=81.566 + 373.772
=455.338

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=121.9 + 404.6
=526.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.90% mean?
ECARX Holdings (ECX) has a Effective Interest Rate on Debt % of 7.90% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ECARX Holdings and its competitors.
Is ECARX Holdings' Effective Interest Rate on Debt % too high?
ECARX Holdings' current Effective Interest Rate on Debt % is 7.90%. Overall, ECARX Holdings has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ECARX Holdings' Effective Interest Rate on Debt % compare to CPS and MNRO?
ECARX Holdings' Effective Interest Rate on Debt % of 7.90% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ECARX Holdings and its competitors. ECARX Holdings's current Effective Interest Rate on Debt % is 7.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECARX Holdings stock overvalued right now?
Based on GuruFocus' analysis, ECARX Holdings (ECX) is currently considered Possible Value Trap. The stock's GF Value™ is $2.21, compared to a current price of $1.25 — trading 43.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.90%. ECARX Holdings' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ECARX Holdings (ECX), the current Effective Interest Rate on Debt % is 7.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ECARX Holdings (ECX) Overvalued in 2026?

Based on GuruFocus' analysis, ECARX Holdings stock appears to be undervalued. The current stock price of $1.25 is trading 43.7% below its estimated GF Value™ of $2.21. GuruFocus considers ECARX Holdings to be Possible Value Trap.

Key valuation signals for ECX:

  • Effective Interest Rate on Debt %: 7.90%
  • GF Value™: $2.21 vs. price of $1.25 (43.7% below fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the ECX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ECARX Holdings Business Description

Other Exchanges QH0:Germany
Address 1 St. Katharine\'s Way, London, GBR, E1W 1UN
ECARX Holdings Inc is engaged in the sales of system-on-chip core modules, automotive computing platform products, and software stacks as well as the provision of research and development services in the Peoples Republic of China. The companies core products include infotainment head units, digital cockpits, vehicle chip-set solutions, a core operating system, and an integrated software stack. Beyond this, ECARX is developing a full-stack automotive computing platform. It is engaged in automotive intelligence and networking.
69GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.25
Price
$2.21
GF Value