EIC (Eagle Pointome Co) Effective Interest Rate on Debt %: 158.49% (As of Dec. 2025)

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EIC Eagle Point Income Co Inc EIC
25 GF Score
Price $10.02
GF Value $0.78
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Eagle Pointome Co Effective Interest Rate on Debt %?

Eagle Pointome Co EIC -0.30% 25 Effective Interest Rate on Debt % is 158.49% as of Dec. 2025. GuruFocus rates EIC with a GF Score™ of 25/100 and a GF Value™ of $0.78 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Eagle Pointome Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $13.45 Mil. Eagle Pointome Co's average total debt for the quarter that ended in Dec. 2025 was $8.49 Mil. Therefore, Eagle Pointome Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 158.49%.


Eagle Pointome Co  (NYSE:EIC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Eagle Pointome Co Effective Interest Rate on Debt % Related Terms


Eagle Pointome Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Eagle Pointome Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Pointome Co Effective Interest Rate on Debt % Chart

Eagle Pointome Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 4.47 17.74 27.64 92.37 614.71

Eagle Pointome Co Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.73 43.22 455.98 203.27 158.49

EIC vs MFM, SABA, LIEN: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Eagle Pointome Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Pointome Co Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Eagle Pointome Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Eagle Pointome Co's Effective Interest Rate on Debt % falls into.


EIC
25GF Score
Eagle Point Income Co Inc EIC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Eagle Pointome Co Effective Interest Rate on Debt % Calculation

Eagle Pointome Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -12.036/( (1.958+0)/ 1 )
=-1  *  -12.036/1.958
=614.71 %

where

Eagle Pointome Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -13.454/( (8.489+0)/ 1 )
=-1  *  -13.454/8.489
=158.49 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 158.49% mean?
Eagle Pointome Co (EIC) has a Effective Interest Rate on Debt % of 158.49% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Eagle Pointome Co and its competitors.
Is Eagle Pointome Co's Effective Interest Rate on Debt % too high?
Eagle Pointome Co's current Effective Interest Rate on Debt % is 158.49%. Overall, Eagle Pointome Co has a GF Score™ of 25/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eagle Pointome Co's Effective Interest Rate on Debt % compare to MFM and SABA?
Eagle Pointome Co's Effective Interest Rate on Debt % of 158.49% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Eagle Pointome Co and its competitors. Eagle Pointome Co's current Effective Interest Rate on Debt % is 158.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Pointome Co stock overvalued right now?
Based on GuruFocus' analysis, Eagle Pointome Co (EIC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.78, compared to a current price of $10.02 — trading 1184.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 158.49%. Eagle Pointome Co's overall GF Score™ is 25/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Eagle Pointome Co (EIC), the current Effective Interest Rate on Debt % is 158.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Pointome Co (EIC) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Pointome Co stock appears to be overvalued. The current stock price of $10.02 is trading 1184.6% above its estimated GF Value™ of $0.78. GuruFocus considers Eagle Pointome Co to be Significantly Overvalued.

Key valuation signals for EIC:

  • Effective Interest Rate on Debt %: 158.49%
  • GF Value™: $0.78 vs. price of $10.02 (1184.6% above fair value)
  • GF Score™: 25/100 with 3 warning signs

No single metric tells the full story. See the EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Pointome Co Business Description

Address 600 Steamboat Road, Suite 202, Greenwich, CT, USA, 06830
Eagle Point Income Co Inc is a closed-end management investment company. Its primary investment objective is to generate high current income, with a secondary objective to generate capital appreciation. The Company seeks to achieve its investment objectives by investing in junior debt tranches of collateralized loan obligations, or "CLOs," that are collateralized by a portfolio consisting of below-investment grade U.S. senior secured loans with a large number of distinct underlying borrowers across various industry sectors.
25GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.02
Price
$0.78
GF Value