EVI (EVI Industries) Effective Interest Rate on Debt %: 5.32% (As of Mar. 2026)

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EVI EVI Industries Inc EVI
69 GF Score
Price $15.49
GF Value $24.56
Valuation Significantly Undervalued
! 5 Warning Signs
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What is EVI Industries Effective Interest Rate on Debt %?

EVI Industries EVI -1.87% 69 Effective Interest Rate on Debt % is 5.32% as of Mar. 2026. GuruFocus rates EVI with a GF Score™ of 69/100 and a GF Value™ of $24.56 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. EVI Industries's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $3.8 Mil. EVI Industries's average total debt for the quarter that ended in Mar. 2026 was $72.1 Mil. Therefore, EVI Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.32%.


EVI Industries  (AMEX:EVI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


EVI Industries Effective Interest Rate on Debt % Related Terms


EVI Industries Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for EVI Industries's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EVI Industries Effective Interest Rate on Debt % Chart

EVI Industries Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.41 2.44 6.23 8.28 6.33

EVI Industries Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.43 8.36 5.65 6.36 5.32

EVI vs TLIH, WXM, BXC: Effective Interest Rate on Debt % Comparison

For the Industrial Distribution subindustry, EVI Industries's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EVI Industries Effective Interest Rate on Debt % vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, EVI Industries's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where EVI Industries's Effective Interest Rate on Debt % falls into.


EVI
69GF Score
EVI Industries Inc EVI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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EVI Industries Effective Interest Rate on Debt % Calculation

EVI Industries's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -2.743/( (21.862+64.775)/ 2 )
=-1  *  -2.743/43.3185
=6.33 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.752 + 3.11
=21.862

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=60.997 + 3.778
=64.775

EVI Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -3.836/( (71.224+73.005)/ 2 )
=-1  *  -3.836/72.1145
=5.32 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=67.335 + 3.889
=71.224

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=69.08 + 3.925
=73.005

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.32% mean?
EVI Industries (EVI) has a Effective Interest Rate on Debt % of 5.32% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on EVI Industries and its competitors.
Is EVI Industries' Effective Interest Rate on Debt % too high?
EVI Industries' current Effective Interest Rate on Debt % is 5.32%. Overall, EVI Industries has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EVI Industries' Effective Interest Rate on Debt % compare to TLIH and WXM?
EVI Industries' Effective Interest Rate on Debt % of 5.32% can be compared against companies in the Industrial Distribution industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Distribution company?
A good Effective Interest Rate on Debt % depends on the Industrial Distribution industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on EVI Industries and its competitors. EVI Industries's current Effective Interest Rate on Debt % is 5.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVI Industries stock overvalued right now?
Based on GuruFocus' analysis, EVI Industries (EVI) is currently considered Significantly Undervalued. The stock's GF Value™ is $24.56, compared to a current price of $15.49 — trading 37% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.32%. EVI Industries' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For EVI Industries (EVI), the current Effective Interest Rate on Debt % is 5.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EVI Industries (EVI) Overvalued in 2026?

Based on GuruFocus' analysis, EVI Industries stock appears to be undervalued. The current stock price of $15.49 is trading 37% below its estimated GF Value™ of $24.56. GuruFocus considers EVI Industries to be Significantly Undervalued.

Key valuation signals for EVI:

  • Effective Interest Rate on Debt %: 5.32%
  • GF Value™: $24.56 vs. price of $15.49 (37% below fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the EVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EVI Industries Business Description

Other Exchanges 2YE:Germany
Address 4500 Biscayne Boulevard, Suite 340, Miami, FL, USA, 33137
EVI Industries Inc is a value-added distributor and service provider in the commercial laundry industry. It sells and leases commercial laundry equipment, specializing in washing, drying, finishing, material handling, water heating, power generation, and water reuse applications. The company supports its equipment offerings with installation, maintenance, and repair services through a large network of trained technicians. It serves a wide range of customers, including commercial, industrial, institutional, government, and retail sectors. Geographically, the company serves various countries including United States, Canada, the Caribbean, and Latin America.
69GF Score

Get the complete analysis for EVI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.49
Price
$24.56
GF Value