Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Fobi Ai's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.00 Mil. Fobi Ai's average total debt for the quarter that ended in Mar. 2026 was $0.02 Mil. Therefore, Fobi Ai's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.
Fobi Ai (OTCPK:FOBIF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Fobi Ai Effective Interest Rate on Debt % Related Terms
Fobi Ai Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Fobi Ai's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FOBIF vs TGCB, LHSW, HUBC: Effective Interest Rate on Debt % Comparison
For the Software - Infrastructure subindustry, Fobi Ai's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fobi Ai Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Fobi Ai's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Fobi Ai's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 0.00% mean?
Fobi Ai (FOBIF) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Fobi Ai and its competitors.
Is Fobi Ai's Effective Interest Rate on Debt % too high?
Fobi Ai's current Effective Interest Rate on Debt % is 0.00%.
How does Fobi Ai's Effective Interest Rate on Debt % compare to TGCB and LHSW?
Fobi Ai's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Fobi Ai and its competitors. Fobi Ai's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fobi Ai stock overvalued right now?
Based on GuruFocus' analysis, Fobi Ai (FOBIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.10 — trading 233.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Fobi Ai (FOBIF), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fobi Ai Inc is a data intelligence company that helps clients turn real-time data into actionable insights and personalized customer engagement to generate increased profits. The company operates in one operating segment, being the technology segment wherein it earns revenues from directly selling software as a service, reselling, referring and licensing its technology to licensors. Its IoT device has the ability to integrate seamlessly into existing infrastructure to enable data connectivity across online and on-premise platforms creating scalable solutions for clients across the world. The company operates globally in the retail, telecom, sports and entertainment, casino gaming, and hospitality and tourism industries. It operates in North America and Europe.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FOBIF has been successfully added to your 
