VisionSys AI (FRA:0T81) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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FRA:0T81 VisionSys AI Inc FRA:0T81
30 GF Score
Price €25.00
! 6 Warning Signs
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What is VisionSys AI Effective Interest Rate on Debt %?

VisionSys AI FRA:0T81 30 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates FRA:0T81 with a GF Score™ of 30/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. VisionSys AI's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.00 Mil. VisionSys AI's average total debt for the quarter that ended in Dec. 2025 was €19.00 Mil. Therefore, VisionSys AI's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.


VisionSys AI  (FRA:0T81) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


VisionSys AI Effective Interest Rate on Debt % Related Terms


VisionSys AI Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for VisionSys AI's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VisionSys AI Effective Interest Rate on Debt % Chart

VisionSys AI Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.40 0.03 0.00

VisionSys AI Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 0.00 0.28 5.40 0.00

FRA:0T81 vs ASPU, WAFU, AMBO: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, VisionSys AI's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VisionSys AI Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, VisionSys AI's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where VisionSys AI's Effective Interest Rate on Debt % falls into.


FRA:0T81
30GF Score
VisionSys AI Inc FRA:0T81
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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VisionSys AI Effective Interest Rate on Debt % Calculation

VisionSys AI's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.012/( (0+0)/ 1 )
=-1  *  -0.012/0
=N/A %

where

VisionSys AI's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (18.997+0)/ 1 )
=-1  *  0/18.997
=0.00 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 18.997
=18.997

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
VisionSys AI (FRA:0T81) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on VisionSys AI and its competitors.
Is VisionSys AI's Effective Interest Rate on Debt % too high?
VisionSys AI's current Effective Interest Rate on Debt % is 0.00%. Overall, VisionSys AI has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does VisionSys AI's Effective Interest Rate on Debt % compare to ASPU and WAFU?
VisionSys AI's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on VisionSys AI and its competitors. VisionSys AI's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VisionSys AI stock overvalued right now?
VisionSys AI (FRA:0T81) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. VisionSys AI's overall GF Score™ is 30/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For VisionSys AI (FRA:0T81), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

VisionSys AI Business Description

Other Exchanges VSA:USA
Address Yanjing Headquarters Base, Room 1501, 15th Floor, Building A2, Yanjiao, Langfang, Hebei Province, Sanhe, CHN, 065201
VisionSys AI Inc is focused on the development of the Brain-Computer Interface (BCI) technologies and related businesses. The business is centered on the development and application of core algorithms, as well as related software and hardware systems for brain-computer interaction to support service-based and product-based commercialization opportunities in general wellness, rehabilitation support, medical technology, AI-enabled signal decoding, EEG devices, and related application scenarios. Through these capabilities, the company is focused on developing, procuring, selling, and distributing BCI-enabled or BCI-adjacent products and solutions, and providing related technical services.
30GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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