PowerBank (FRA:103) Effective Interest Rate on Debt %: 3.59% (As of Mar. 2026)

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FRA:103 PowerBank Corp FRA:103
42 GF Score
Price €0.48
GF Value €1.51
Valuation Possible Value Trap
! 4 Warning Signs
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What is PowerBank Effective Interest Rate on Debt %?

PowerBank FRA:103 -4.35% 42 Effective Interest Rate on Debt % is 3.59% as of Mar. 2026. GuruFocus rates FRA:103 with a GF Score™ of 42/100 and a GF Value™ of €1.51 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PowerBank's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €1.78 Mil. PowerBank's average total debt for the quarter that ended in Mar. 2026 was €49.72 Mil. Therefore, PowerBank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.59%.


PowerBank  (FRA:103) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PowerBank Effective Interest Rate on Debt % Related Terms


PowerBank Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PowerBank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PowerBank Effective Interest Rate on Debt % Chart

PowerBank Annual Data
Trend Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
7.17 7.52 6.79 7.83

PowerBank Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.81 4.47 4.29 5.03 3.59

PowerBank Effective Interest Rate on Debt % Competitor Comparison

For the Utilities - Renewable subindustry, PowerBank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PowerBank Effective Interest Rate on Debt % vs Utilities - Independent Power Producers Industry

For the Utilities - Independent Power Producers industry and Utilities sector, PowerBank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PowerBank's Effective Interest Rate on Debt % falls into.


FRA:103
42GF Score
PowerBank Corp FRA:103
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PowerBank Effective Interest Rate on Debt % Calculation

PowerBank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -2.07/( (4.934+47.913)/ 2 )
=-1  *  -2.07/26.4235
=7.83 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.641 + 1.293
=4.934

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=38.46 + 9.453
=47.913

PowerBank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.784/( (0+49.719)/ 1 )
=-1  *  -1.784/49.719
=3.59 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41.203 + 8.516
=49.719

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.59% mean?
PowerBank (FRA:103) has a Effective Interest Rate on Debt % of 3.59% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PowerBank and its competitors.
Is PowerBank's Effective Interest Rate on Debt % too high?
PowerBank's current Effective Interest Rate on Debt % is 3.59%. Overall, PowerBank has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PowerBank's Effective Interest Rate on Debt % compare to competitors?
PowerBank's Effective Interest Rate on Debt % of 3.59% can be compared against companies in the Utilities - Independent Power Producers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Independent Power Producers company?
A good Effective Interest Rate on Debt % depends on the Utilities - Independent Power Producers industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PowerBank and its competitors. PowerBank's current Effective Interest Rate on Debt % is 3.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PowerBank stock overvalued right now?
Based on GuruFocus' analysis, PowerBank (FRA:103) is currently considered Possible Value Trap. The stock's GF Value™ is €1.51, compared to a current price of €0.48 — trading 67.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.59%. PowerBank's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PowerBank (FRA:103), the current Effective Interest Rate on Debt % is 3.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PowerBank (FRA:103) Overvalued in 2026?

Based on GuruFocus' analysis, PowerBank stock appears to be undervalued. The current stock price of €0.48 is trading 67.9% below its estimated GF Value™ of €1.51. GuruFocus considers PowerBank to be Possible Value Trap.

Key valuation signals for FRA:103:

  • Effective Interest Rate on Debt %: 3.59%
  • GF Value™: €1.51 vs. price of €0.48 (67.9% below fair value)
  • GF Score™: 42/100 with 4 warning signs

No single metric tells the full story. See the FRA:103 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PowerBank Business Description

Address 505 Consumers Road, Suite 803, Toronto, ON, CAN, M2J 4Z2
PowerBank Corp is an independent renewable and clean energy project developer, power producer, and asset operator in Canada and the United States, with the majority of its revenue coming from the United States. The Company operates through two reportable segments: Development and EPC, which involves the development and construction of solar photovoltaic power projects, and IPP Production, which includes the operation of solar power and battery energy storage systems. Corporate and other activities cover operation, maintenance, and repairs. The majority of revenue is generated from the Development and EPC segment.
42GF Score

Get the complete analysis for FRA:103

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.48
Price
€1.51
GF Value