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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Murphy USA's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €100 Mil. Murphy USA's average total debt for the quarter that ended in Mar. 2026 was €2,334 Mil. Therefore, Murphy USA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.30%.
Murphy USA (FRA:1MU) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Murphy USA Effective Interest Rate on Debt % Related Terms
Murphy USA Effective Interest Rate on Debt % Historical Data
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The historical data trend for Murphy USA's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Murphy USA Effective Interest Rate on Debt % Chart
FRA:1MU vs GME, FIVE, BBWI: Effective Interest Rate on Debt % Comparison
For the Specialty Retail subindustry, Murphy USA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Murphy USA Effective Interest Rate on Debt % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Murphy USA's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Murphy USA's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 4.30% mean?
Murphy USA (FRA:1MU) has a Effective Interest Rate on Debt % of 4.30% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Murphy USA and its competitors.
Is Murphy USA's Effective Interest Rate on Debt % too high?
Murphy USA's current Effective Interest Rate on Debt % is 4.30%. Overall, Murphy USA has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Murphy USA's Effective Interest Rate on Debt % compare to GME and FIVE?
Murphy USA's Effective Interest Rate on Debt % of 4.30% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Murphy USA and its competitors. Murphy USA's current Effective Interest Rate on Debt % is 4.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Murphy USA stock overvalued right now?
Murphy USA (FRA:1MU) has a current Effective Interest Rate on Debt % of 4.30%. The stock's GF Value™ is €410.09, compared to a current price of €542.50 — trading 32.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.30%. Murphy USA's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Murphy USA (FRA:1MU), the current Effective Interest Rate on Debt % is 4.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Murphy USA (FRA:1MU) Overvalued in 2026?
Based on GuruFocus' analysis, Murphy USA stock appears to be overvalued.
The current stock price of €542.50 is trading 32.3% above its estimated GF Value™ of €410.09.
Key valuation signals for FRA:1MU:
Effective Interest Rate on Debt %: 4.30%
GF Value™: €410.09 vs. price of €542.50 (32.3% above fair value)
No single metric tells the full story. See the FRA:1MU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Murphy USA Inc is mainly engaged in the marketing of retail motor fuel products and convenience merchandise through a network of several retail stores in the Southwest, Southeast, Midwest, and Northeast United States. The majority of Murphy USA's stores are located in proximity to Walmart Supercenters, but it also operates standalone stores that market gasoline and other products under the Murphy USA, Murphy Express, and QuickChek brands. In addition, the company also markets fuel to unbranded wholesale customers through a mixture of company-owned and third-party product distribution terminals and pipeline positions. The firm generates maximum revenue through retail sales of petroleum products, and the rest from merchandise sales and wholesale of petroleum products.
76GF Score
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