Crocodile Garments (FRA:292) Effective Interest Rate on Debt %: 3.86% (As of Dec. 2025)

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FRA:292 Crocodile Garments Ltd FRA:292
55 GF Score
Price €0.11
GF Value €0.15
! 5 Warning Signs
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What is Crocodile Garments Effective Interest Rate on Debt %?

Crocodile Garments FRA:292 +1.08% 55 Effective Interest Rate on Debt % is 3.86% as of Dec. 2025. GuruFocus rates FRA:292 with a GF Score™ of 55/100 and a GF Value™ of €0.15. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Crocodile Garments's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €2.92 Mil. Crocodile Garments's average total debt for the quarter that ended in Dec. 2025 was €75.69 Mil. Therefore, Crocodile Garments's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.86%.


Crocodile Garments  (FRA:292) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Crocodile Garments Effective Interest Rate on Debt % Related Terms


Crocodile Garments Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Crocodile Garments's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crocodile Garments Effective Interest Rate on Debt % Chart

Crocodile Garments Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 1.62 4.30 6.27 4.03

Crocodile Garments Semi-Annual Data
Jan16 Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.94 6.45 5.81 4.40 3.86

FRA:292 vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Crocodile Garments's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crocodile Garments Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Crocodile Garments's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Crocodile Garments's Effective Interest Rate on Debt % falls into.


FRA:292
55GF Score
Crocodile Garments Ltd FRA:292
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Crocodile Garments Effective Interest Rate on Debt % Calculation

Crocodile Garments's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -3.233/( (85.605+74.971)/ 2 )
=-1  *  -3.233/80.288
=4.03 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=63.861 + 21.744
=85.605

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.262 + 19.709
=74.971

Crocodile Garments's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.922/( (76.412+74.971)/ 2 )
=-1  *  -2.922/75.6915
=3.86 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.913 + 20.499
=76.412

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.262 + 19.709
=74.971

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.86% mean?
Crocodile Garments (FRA:292) has a Effective Interest Rate on Debt % of 3.86% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Crocodile Garments and its competitors.
Is Crocodile Garments' Effective Interest Rate on Debt % too high?
Crocodile Garments' current Effective Interest Rate on Debt % is 3.86%. Overall, Crocodile Garments has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Crocodile Garments' Effective Interest Rate on Debt % compare to CBRE and BEKE?
Crocodile Garments' Effective Interest Rate on Debt % of 3.86% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Crocodile Garments and its competitors. Crocodile Garments's current Effective Interest Rate on Debt % is 3.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crocodile Garments stock overvalued right now?
Crocodile Garments (FRA:292) has a current Effective Interest Rate on Debt % of 3.86%. The stock's GF Value™ is €0.15, compared to a current price of €0.11 — trading 24.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.86%. Crocodile Garments' overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Crocodile Garments (FRA:292), the current Effective Interest Rate on Debt % is 3.86% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crocodile Garments (FRA:292) Overvalued in 2026?

Based on GuruFocus' analysis, Crocodile Garments stock appears to be undervalued. The current stock price of €0.11 is trading 24.8% below its estimated GF Value™ of €0.15.

Key valuation signals for FRA:292:

  • Effective Interest Rate on Debt %: 3.86%
  • GF Value™: €0.15 vs. price of €0.11 (24.8% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the FRA:292 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crocodile Garments Business Description

Other Exchanges 00122:Hong Kong
Address 79 Hoi Yuen Road, 25th Floor, Crocodile Center, Kwun Tong, Kowloon, Hong Kong, HKG
Crocodile Garments Ltd is a Hong Kong-based company engaged in the sale of garments. The company owns different fashion labels and is engaged in the fashion retail in Hong Kong, Macau and Mainland China, and property investment and letting in Hong Kong and Mainland China. The firm operates in three reportable segments including Garment and related accessories business, Property investment and letting business and Treasury management. The products of the company include men's, women's children's clothing, ties, underwear, bags and wallets, belts and shoes. The company generates the majority of the revenue from property investment and letting business.
55GF Score

Get the complete analysis for FRA:292

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.11
Price
€0.15
GF Value