Quilter (FRA:2FQ0) Effective Interest Rate on Debt %: 7.96% (As of Dec. 2025)

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FRA:2FQ0 Quilter PLC FRA:2FQ0
45 GF Score
Price €2.24
! 3 Warning Signs
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What is Quilter Effective Interest Rate on Debt %?

Quilter FRA:2FQ0 -1.75% 45 Effective Interest Rate on Debt % is 7.96% as of Dec. 2025. GuruFocus rates FRA:2FQ0 with a GF Score™ of 45/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Quilter's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €25 Mil. Quilter's average total debt for the quarter that ended in Dec. 2025 was €316 Mil. Therefore, Quilter's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 7.96%.


Quilter  (FRA:2FQ0) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Quilter Effective Interest Rate on Debt % Related Terms


Quilter Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Quilter's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quilter Effective Interest Rate on Debt % Chart

Quilter Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.34 4.36 7.77 7.73 7.48

Quilter Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.80 7.26 8.06 7.19 7.96

FRA:2FQ0 vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Quilter's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quilter Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Quilter's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Quilter's Effective Interest Rate on Debt % falls into.


FRA:2FQ0
45GF Score
Quilter PLC FRA:2FQ0
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Quilter Effective Interest Rate on Debt % Calculation

Quilter's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -24.008/( (332.016+309.818)/ 2 )
=-1  *  -24.008/320.917
=7.48 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=324.772 + 7.244
=332.016

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=302.959 + 6.859
=309.818

Quilter's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -25.152/( (322.331+309.818)/ 2 )
=-1  *  -25.152/316.0745
=7.96 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=322.331 + 0
=322.331

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=302.959 + 6.859
=309.818

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.96% mean?
Quilter (FRA:2FQ0) has a Effective Interest Rate on Debt % of 7.96% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Quilter and its competitors.
Is Quilter's Effective Interest Rate on Debt % too high?
Quilter's current Effective Interest Rate on Debt % is 7.96%. Overall, Quilter has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Quilter's Effective Interest Rate on Debt % compare to BLK and BX?
Quilter's Effective Interest Rate on Debt % of 7.96% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Quilter and its competitors. Quilter's current Effective Interest Rate on Debt % is 7.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quilter stock overvalued right now?
Quilter (FRA:2FQ0) has a current Effective Interest Rate on Debt % of 7.96%. The current Effective Interest Rate on Debt % is 7.96%. Quilter's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Quilter (FRA:2FQ0), the current Effective Interest Rate on Debt % is 7.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Quilter Business Description

Address 85 Queen Victoria Street, Senator House, London, GBR, EC4V 4AB
Quilter PLC is a United Kingdom-based Asset Management Company engaged in the wealth management business, providing financial advice, investment solutions, and wealth management to customers in the UK and selected international markets. The group operating segments are High Net Worth, Affluent, and Head Office. The High Net Worth segment comprises Quilter Cheviot and Quilter Cheviot Financial Planning. The Affluent segment comprises Quilter Investment Platform, Quilter Investors, and Quilter Financial Planning. The company derives the majority of its revenue from the Affluent segment.
45GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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