Obiz (FRA:2GD) Effective Interest Rate on Debt %: 4.48% (As of Jun. 2025)


FRA:2GD Obiz SA FRA:2GD
67 GF Score
Price €2.48
GF Value €10.75
Valuation Significantly Undervalued
! 8 Warning Signs
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What is Obiz Effective Interest Rate on Debt %?

Obiz FRA:2GD +0.40% 67 Effective Interest Rate on Debt % is 4.48% as of Jun. 2025. GuruFocus rates FRA:2GD with a GF Score™ of 67/100 and a GF Value™ of €10.75 (Significantly Undervalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Obiz's annualized positive value of Interest Expense for the quarter that ended in Jun. 2025 was €1.0 Mil. Obiz's average total debt for the quarter that ended in Jun. 2025 was €23.3 Mil. Therefore, Obiz's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 was 4.48%.


Obiz  (FRA:2GD) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Obiz Effective Interest Rate on Debt % Related Terms


Obiz Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Obiz's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Obiz Effective Interest Rate on Debt % Chart

Obiz Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Effective Interest Rate on Debt %
1.80 2.03 2.06 3.13 2.52

Obiz Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.12 2.98 2.59 6.89 4.48

FRA:2GD vs APP, OMC, TTD: Effective Interest Rate on Debt % Comparison

For the Advertising Agencies subindustry, Obiz's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Obiz Effective Interest Rate on Debt % vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, Obiz's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Obiz's Effective Interest Rate on Debt % falls into.


FRA:2GD
67GF Score
Obiz SA FRA:2GD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Obiz Effective Interest Rate on Debt % Calculation

Obiz's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2022 )+Total Debt  (A: Dec. 2023 ))/ count )
=-1  *  -0.31/( (6.3+18.337)/ 2 )
=-1  *  -0.31/12.3185
=2.52 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.337 + 0
=18.337

Obiz's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Jun. 2025 ))/ count )
=-1  *  -1.044/( (22.595+23.977)/ 2 )
=-1  *  -1.044/23.286
=4.48 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.595 + 0
=22.595

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.533 + 6.444
=23.977

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.48% mean?
Obiz (FRA:2GD) has a Effective Interest Rate on Debt % of 4.48% as of Jun. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Obiz and its competitors.
Is Obiz's Effective Interest Rate on Debt % too high?
Obiz's current Effective Interest Rate on Debt % is 4.48%. Overall, Obiz has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Obiz's Effective Interest Rate on Debt % compare to APP and OMC?
Obiz's Effective Interest Rate on Debt % of 4.48% can be compared against companies in the Media - Diversified industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Media - Diversified company?
A good Effective Interest Rate on Debt % depends on the Media - Diversified industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Obiz and its competitors. Obiz's current Effective Interest Rate on Debt % is 4.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Obiz stock overvalued right now?
Based on GuruFocus' analysis, Obiz (FRA:2GD) is currently considered Significantly Undervalued. The stock's GF Value™ is €10.75, compared to a current price of €2.48 — trading 76.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.48%. Obiz's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Obiz (FRA:2GD), the current Effective Interest Rate on Debt % is 4.48% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Obiz (FRA:2GD) Overvalued in 2026?

Based on GuruFocus' analysis, Obiz stock appears to be undervalued. The current stock price of €2.48 is trading 76.9% below its estimated GF Value™ of €10.75. GuruFocus considers Obiz to be Significantly Undervalued.

Key valuation signals for FRA:2GD:

  • Effective Interest Rate on Debt %: 4.48%
  • GF Value™: €10.75 vs. price of €2.48 (76.9% below fair value)
  • GF Score™: 67/100 with 8 warning signs

No single metric tells the full story. See the FRA:2GD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Obiz Business Description

Other Exchanges ALBIZ:France
Address 41 Quai Fulchiron, Lyon, FRA
Obiz SA is specialized in the design, development and animation of relationship marketing programs. The company offers benefit programs on personalized responsive web platforms, data collection and analysis solutions to improve customer knowledge and targeting, consulting and support services.
67GF Score

Get the complete analysis for FRA:2GD

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.48
Price
€10.75
GF Value