Harrow (FRA:3IP) Effective Interest Rate on Debt %: 8.35% (As of Jun. 2026)

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FRA:3IP Harrow Inc FRA:3IP
76 GF Score
Price €33.00
GF Value €36.67
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Harrow Effective Interest Rate on Debt %?

Harrow FRA:3IP -0.60% 76 Effective Interest Rate on Debt % is 8.35% as of Jun. 2026. GuruFocus rates FRA:3IP with a GF Score™ of 76/100 and a GF Value™ of €36.67 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Harrow's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was €21.7 Mil. Harrow's average total debt for the quarter that ended in Jun. 2026 was €260.6 Mil. Therefore, Harrow's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 8.35%.


Harrow  (FRA:3IP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Harrow Effective Interest Rate on Debt % Related Terms


Harrow Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Harrow's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harrow Effective Interest Rate on Debt % Chart

Harrow Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.89 7.82 13.81 11.00 9.52

Harrow Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.76 9.91 8.24 8.00 8.35

FRA:3IP vs XERS, PRGO, PAHC: Effective Interest Rate on Debt % Comparison

For the Drug Manufacturers - Specialty & Generic subindustry, Harrow's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harrow Effective Interest Rate on Debt % vs Drug Manufacturers Industry

For the Drug Manufacturers industry and Healthcare sector, Harrow's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Harrow's Effective Interest Rate on Debt % falls into.


FRA:3IP
76GF Score
Harrow Inc FRA:3IP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Harrow Effective Interest Rate on Debt % Calculation

Harrow's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -20.65/( (218.531+215.187)/ 2 )
=-1  *  -20.65/216.859
=9.52 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=218.056 + 0.475
=218.531

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=214.43 + 0.757
=215.187

Harrow's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -21.744/( (260.077+261.045)/ 2 )
=-1  *  -21.744/260.561
=8.35 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=259.286 + 0.791
=260.077

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=260.226 + 0.819
=261.045

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.35% mean?
Harrow (FRA:3IP) has a Effective Interest Rate on Debt % of 8.35% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Harrow and its competitors.
Is Harrow's Effective Interest Rate on Debt % too high?
Harrow's current Effective Interest Rate on Debt % is 8.35%. Overall, Harrow has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Harrow's Effective Interest Rate on Debt % compare to XERS and PRGO?
Harrow's Effective Interest Rate on Debt % of 8.35% can be compared against companies in the Drug Manufacturers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Drug Manufacturers company?
A good Effective Interest Rate on Debt % depends on the Drug Manufacturers industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Harrow and its competitors. Harrow's current Effective Interest Rate on Debt % is 8.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harrow stock overvalued right now?
Based on GuruFocus' analysis, Harrow (FRA:3IP) is currently considered Modestly Undervalued. The stock's GF Value™ is €36.67, compared to a current price of €33.00 — trading 10% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.35%. Harrow's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Harrow (FRA:3IP), the current Effective Interest Rate on Debt % is 8.35% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harrow (FRA:3IP) Overvalued in 2026?

Based on GuruFocus' analysis, Harrow stock appears to be undervalued. The current stock price of €33.00 is trading 10% below its estimated GF Value™ of €36.67. GuruFocus considers Harrow to be Modestly Undervalued.

Key valuation signals for FRA:3IP:

  • Effective Interest Rate on Debt %: 8.35%
  • GF Value™: €36.67 vs. price of €33.00 (10% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the FRA:3IP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harrow Business Description

Other Exchanges HROW:USA
Address 1A Burton Hills Boulevard, Suite 200, Nashville, TN, USA, 37215
Harrow Inc is an eyecare pharmaceutical company engaged in the discovery, development, and commercialization of ophthalmic pharmaceutical products for the U.S. market. The company partners with U.S. eyecare professionals to develop products used to manage ophthalmic conditions affecting both the front and back of the eye, such as dry eye disease, cataracts, refractive errors, glaucoma, etc. Its portfolio of branded ophthalmic pharmaceuticals includes Iheezo, Vevye, Byooviz Opuviz, Natacyn, Maxitrol, Maxidex, etc. Additionally, the company's development pipeline comprises candidates like MELT-300, H-N08, CR-01, and MELT-210, being developed to address unmet needs in eye care and selected adjacent markets. Its reportable segments are: Branded, which derives maximum revenue, and ImprimisRx.
76GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.00
Price
€36.67
GF Value