Kowa Co (FRA:49N) Effective Interest Rate on Debt %: 3.03% (As of Feb. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:49N Kowa Co Ltd FRA:49N
79 GF Score
Price €4.34
GF Value €5.42
! 2 Warning Signs
View Full Analysis

What is Kowa Co Effective Interest Rate on Debt %?

Kowa Co FRA:49N +0.46% 79 Effective Interest Rate on Debt % is 3.03% as of Feb. 2026. GuruFocus rates FRA:49N with a GF Score™ of 79/100 and a GF Value™ of €5.42. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Kowa Co's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was €0.04 Mil. Kowa Co's average total debt for the quarter that ended in Feb. 2026 was €1.32 Mil. Therefore, Kowa Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 3.03%.


Kowa Co  (FRA:49N) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Kowa Co Effective Interest Rate on Debt % Related Terms


Kowa Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Kowa Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kowa Co Effective Interest Rate on Debt % Chart

Kowa Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.34 1.73 1.73 2.38 3.23

Kowa Co Semi-Annual Data
Feb16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.06 2.28 2.93 3.97 3.03

FRA:49N vs SN, SGI, MHK: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Kowa Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kowa Co Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Kowa Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Kowa Co's Effective Interest Rate on Debt % falls into.


FRA:49N
79GF Score
Kowa Co Ltd FRA:49N
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kowa Co Effective Interest Rate on Debt % Calculation

Kowa Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -0.058/( (2.492+1.098)/ 2 )
=-1  *  -0.058/1.795
=3.23 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.016 + 2.476
=2.492

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.834 + 0.264
=1.098

Kowa Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -0.04/( (1.541+1.098)/ 2 )
=-1  *  -0.04/1.3195
=3.03 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.929 + 0.612
=1.541

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.834 + 0.264
=1.098

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.03% mean?
Kowa Co (FRA:49N) has a Effective Interest Rate on Debt % of 3.03% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kowa Co and its competitors.
Is Kowa Co's Effective Interest Rate on Debt % too high?
Kowa Co's current Effective Interest Rate on Debt % is 3.03%. Overall, Kowa Co has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Kowa Co's Effective Interest Rate on Debt % compare to SN and SGI?
Kowa Co's Effective Interest Rate on Debt % of 3.03% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kowa Co and its competitors. Kowa Co's current Effective Interest Rate on Debt % is 3.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kowa Co stock overvalued right now?
Kowa Co (FRA:49N) has a current Effective Interest Rate on Debt % of 3.03%. The stock's GF Value™ is €5.42, compared to a current price of €4.34 — trading 19.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.03%. Kowa Co's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Kowa Co (FRA:49N), the current Effective Interest Rate on Debt % is 3.03% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kowa Co (FRA:49N) Overvalued in 2026?

Based on GuruFocus' analysis, Kowa Co stock appears to be undervalued. The current stock price of €4.34 is trading 19.9% below its estimated GF Value™ of €5.42.

Key valuation signals for FRA:49N:

  • Effective Interest Rate on Debt %: 3.03%
  • GF Value™: €5.42 vs. price of €4.34 (19.9% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the FRA:49N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kowa Co Business Description

Other Exchanges 7807:Japan
Address 3-159-1, Kaisan-cho, Sakai-ku, Sakai-shi, Osaka, JPN, 590-0982
Kowa Co Ltd is a Japan-based company engaged in manufacture and sale of welfare equipment. The company is involved in the production and sales of welfare nursing care products including walking cars and walking aids or walk assistance carts, silver cars, handrails, walking canes, bath related products, toilet-related products and life-support products. It supplies its products mainly to chain stores, wholesale trading companies for welfare equipment, national welfare equipment lease companies, department stores, mail-order companies and others.
79GF Score

Get the complete analysis for FRA:49N

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.34
Price
€5.42
GF Value