TINC NV (FRA:5TI) Effective Interest Rate on Debt %: 5.43% (As of Dec. 2025)

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FRA:5TI TINC NV FRA:5TI
73 GF Score
Price €11.20
GF Value €9.68
! 6 Warning Signs
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What is TINC NV Effective Interest Rate on Debt %?

TINC NV FRA:5TI -0.35% 73 Effective Interest Rate on Debt % is 5.43% as of Dec. 2025. GuruFocus rates FRA:5TI with a GF Score™ of 73/100 and a GF Value™ of €9.68. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. TINC NV's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €1.85 Mil. TINC NV's average total debt for the quarter that ended in Dec. 2025 was €34.00 Mil. Therefore, TINC NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.43%.


TINC NV  (FRA:5TI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


TINC NV Effective Interest Rate on Debt % Related Terms


TINC NV Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for TINC NV's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TINC NV Effective Interest Rate on Debt % Chart

TINC NV Annual Data
Trend Dec13 Dec14 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TINC NV Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 10.39 5.43

FRA:5TI vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, TINC NV's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TINC NV Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, TINC NV's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where TINC NV's Effective Interest Rate on Debt % falls into.


FRA:5TI
73GF Score
TINC NV FRA:5TI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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TINC NV Effective Interest Rate on Debt % Calculation

TINC NV's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2022 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -1.243/( (0+0)/ 1 )
=-1  *  -1.243/0
=N/A %

where

TINC NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.846/( (34+0)/ 1 )
=-1  *  -1.846/34
=5.43 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.43% mean?
TINC NV (FRA:5TI) has a Effective Interest Rate on Debt % of 5.43% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TINC NV and its competitors.
Is TINC NV's Effective Interest Rate on Debt % too high?
TINC NV's current Effective Interest Rate on Debt % is 5.43%. Overall, TINC NV has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does TINC NV's Effective Interest Rate on Debt % compare to BLK and BX?
TINC NV's Effective Interest Rate on Debt % of 5.43% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TINC NV and its competitors. TINC NV's current Effective Interest Rate on Debt % is 5.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TINC NV stock overvalued right now?
TINC NV (FRA:5TI) has a current Effective Interest Rate on Debt % of 5.43%. The stock's GF Value™ is €9.68, compared to a current price of €11.20 — trading 15.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.43%. TINC NV's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For TINC NV (FRA:5TI), the current Effective Interest Rate on Debt % is 5.43% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TINC NV (FRA:5TI) Overvalued in 2026?

Based on GuruFocus' analysis, TINC NV stock appears to be overvalued. The current stock price of €11.20 is trading 15.7% above its estimated GF Value™ of €9.68.

Key valuation signals for FRA:5TI:

  • Effective Interest Rate on Debt %: 5.43%
  • GF Value™: €9.68 vs. price of €11.20 (15.7% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the FRA:5TI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TINC NV Business Description

Other Exchanges 0R7T:UKTINC:Belgium
Address Karel Oomsstraat 37, Antwerp, BEL, 2018
TINC NV is a Belgium based investment company. It invests in companies that realize and operate infrastructure. The company holds a diversified investment portfolio of participation in various infrastructures, such as road and tram infrastructure, a business center, a car park, and energy infrastructure. It mainly invests in companies located in Belgium, the Netherlands, and Ireland.
73GF Score

Get the complete analysis for FRA:5TI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.20
Price
€9.68
GF Value