NAFCO Co (FRA:64E) Effective Interest Rate on Debt %: 1.44% (As of Mar. 2026)

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FRA:64E NAFCO Co Ltd FRA:64E
64 GF Score
Price €11.80
GF Value €10.90
! 5 Warning Signs
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What is NAFCO Co Effective Interest Rate on Debt %?

NAFCO Co FRA:64E +0.85% 64 Effective Interest Rate on Debt % is 1.44% as of Mar. 2026. GuruFocus rates FRA:64E with a GF Score™ of 64/100 and a GF Value™ of €10.90. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. NAFCO Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €1.6 Mil. NAFCO Co's average total debt for the quarter that ended in Mar. 2026 was €112.3 Mil. Therefore, NAFCO Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.44%.


NAFCO Co  (FRA:64E) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


NAFCO Co Effective Interest Rate on Debt % Related Terms


NAFCO Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for NAFCO Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NAFCO Co Effective Interest Rate on Debt % Chart

NAFCO Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.42 0.39 0.44 0.76 0.97

NAFCO Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 1.08 1.34 1.34 1.44

FRA:64E vs HD, LOW, FND: Effective Interest Rate on Debt % Comparison

For the Home Improvement Retail subindustry, NAFCO Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NAFCO Co Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, NAFCO Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where NAFCO Co's Effective Interest Rate on Debt % falls into.


FRA:64E
64GF Score
NAFCO Co Ltd FRA:64E
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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NAFCO Co Effective Interest Rate on Debt % Calculation

NAFCO Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -1.445/( (171.593+125.736)/ 2 )
=-1  *  -1.445/148.6645
=0.97 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.198 + 142.395
=171.593

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.965 + 104.771
=125.736

NAFCO Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.612/( (98.926+125.736)/ 2 )
=-1  *  -1.612/112.331
=1.44 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 98.926
=98.926

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.965 + 104.771
=125.736

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.44% mean?
NAFCO Co (FRA:64E) has a Effective Interest Rate on Debt % of 1.44% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NAFCO Co and its competitors.
Is NAFCO Co's Effective Interest Rate on Debt % too high?
NAFCO Co's current Effective Interest Rate on Debt % is 1.44%. Overall, NAFCO Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does NAFCO Co's Effective Interest Rate on Debt % compare to HD and LOW?
NAFCO Co's Effective Interest Rate on Debt % of 1.44% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NAFCO Co and its competitors. NAFCO Co's current Effective Interest Rate on Debt % is 1.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NAFCO Co stock overvalued right now?
NAFCO Co (FRA:64E) has a current Effective Interest Rate on Debt % of 1.44%. The stock's GF Value™ is €10.90, compared to a current price of €11.80 — trading 8.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.44%. NAFCO Co's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For NAFCO Co (FRA:64E), the current Effective Interest Rate on Debt % is 1.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NAFCO Co (FRA:64E) Overvalued in 2026?

Based on GuruFocus' analysis, NAFCO Co stock appears to be overvalued. The current stock price of €11.80 is trading 8.3% above its estimated GF Value™ of €10.90.

Key valuation signals for FRA:64E:

  • Effective Interest Rate on Debt %: 1.44%
  • GF Value™: €10.90 vs. price of €11.80 (8.3% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the FRA:64E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NAFCO Co Business Description

Other Exchanges 2790:Japan
Address 2-6-10, Uomachi, 7th Floor, Kokura Kita-ku, Kitakyushu, JPN, 802-0006
NAFCO Co Ltd Is a Japan-based company engages in the operation of home and furniture retail stores. The company offers household commodities, cooking appliances, footwear, food, storage equipment, furniture, floor coverings, curtains, interior accessories, lighting, beddings and others. All the business activity of the group is functioned through Japan and it products are sold with in Japanese and to the overseas region.
64GF Score

Get the complete analysis for FRA:64E

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.80
Price
€10.90
GF Value