Grupa Azoty Zaklady Chemiczne Police (FRA:697) Effective Interest Rate on Debt %: 16.38% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:697 Grupa Azoty Zaklady Chemiczne Police SA FRA:697
56 GF Score
Price €1.54
GF Value €1.63
! 8 Warning Signs
View Full Analysis

What is Grupa Azoty Zaklady Chemiczne Police Effective Interest Rate on Debt %?

Grupa Azoty Zaklady Chemiczne Police FRA:697 +0.33% 56 Effective Interest Rate on Debt % is 16.38% as of Mar. 2026. GuruFocus rates FRA:697 with a GF Score™ of 56/100 and a GF Value™ of €1.63. The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Grupa Azoty Zaklady Chemiczne Police's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €32.5 Mil. Grupa Azoty Zaklady Chemiczne Police's average total debt for the quarter that ended in Mar. 2026 was €198.3 Mil. Therefore, Grupa Azoty Zaklady Chemiczne Police's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 16.38%.


Grupa Azoty Zaklady Chemiczne Police  (FRA:697) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Grupa Azoty Zaklady Chemiczne Police Effective Interest Rate on Debt % Related Terms


Grupa Azoty Zaklady Chemiczne Police Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Grupa Azoty Zaklady Chemiczne Police's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupa Azoty Zaklady Chemiczne Police Effective Interest Rate on Debt % Chart

Grupa Azoty Zaklady Chemiczne Police Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.17 8.53 13.90 12.43 10.69

Grupa Azoty Zaklady Chemiczne Police Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.05 11.31 16.18 -10.11 16.38

FRA:697 vs CTVA, CF, MOS: Effective Interest Rate on Debt % Comparison

For the Agricultural Inputs subindustry, Grupa Azoty Zaklady Chemiczne Police's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupa Azoty Zaklady Chemiczne Police Effective Interest Rate on Debt % vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Grupa Azoty Zaklady Chemiczne Police's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Grupa Azoty Zaklady Chemiczne Police's Effective Interest Rate on Debt % falls into.


FRA:697
56GF Score
Grupa Azoty Zaklady Chemiczne Police SA FRA:697
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupa Azoty Zaklady Chemiczne Police Effective Interest Rate on Debt % Calculation

Grupa Azoty Zaklady Chemiczne Police's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -21.668/( (198.769+206.679)/ 2 )
=-1  *  -21.668/202.724
=10.69 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.639 + 181.13
=198.769

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.101 + 189.578
=206.679

Grupa Azoty Zaklady Chemiczne Police's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -32.492/( (206.679+190.02)/ 2 )
=-1  *  -32.492/198.3495
=16.38 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.101 + 189.578
=206.679

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.298 + 172.722
=190.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 16.38% mean?
Grupa Azoty Zaklady Chemiczne Police (FRA:697) has a Effective Interest Rate on Debt % of 16.38% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grupa Azoty Zaklady Chemiczne Police and its competitors.
Is Grupa Azoty Zaklady Chemiczne Police's Effective Interest Rate on Debt % too high?
Grupa Azoty Zaklady Chemiczne Police's current Effective Interest Rate on Debt % is 16.38%. Overall, Grupa Azoty Zaklady Chemiczne Police has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Grupa Azoty Zaklady Chemiczne Police's Effective Interest Rate on Debt % compare to CTVA and CF?
Grupa Azoty Zaklady Chemiczne Police's Effective Interest Rate on Debt % of 16.38% can be compared against companies in the Agriculture industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Agriculture company?
A good Effective Interest Rate on Debt % depends on the Agriculture industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grupa Azoty Zaklady Chemiczne Police and its competitors. Grupa Azoty Zaklady Chemiczne Police's current Effective Interest Rate on Debt % is 16.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupa Azoty Zaklady Chemiczne Police stock overvalued right now?
Grupa Azoty Zaklady Chemiczne Police (FRA:697) has a current Effective Interest Rate on Debt % of 16.38%. The stock's GF Value™ is €1.63, compared to a current price of €1.54 — trading 5.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 16.38%. Grupa Azoty Zaklady Chemiczne Police's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Grupa Azoty Zaklady Chemiczne Police (FRA:697), the current Effective Interest Rate on Debt % is 16.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupa Azoty Zaklady Chemiczne Police (FRA:697) Overvalued in 2026?

Based on GuruFocus' analysis, Grupa Azoty Zaklady Chemiczne Police stock appears to be undervalued. The current stock price of €1.54 is trading 5.8% below its estimated GF Value™ of €1.63.

Key valuation signals for FRA:697:

  • Effective Interest Rate on Debt %: 16.38%
  • GF Value™: €1.63 vs. price of €1.54 (5.8% below fair value)
  • GF Score™: 56/100 with 8 warning signs

No single metric tells the full story. See the FRA:697 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupa Azoty Zaklady Chemiczne Police Business Description

Other Exchanges PCE:Poland
Address ul Kuznicka 1, Police, POL, 72-010
Grupa Azoty Zaklady Chemiczne Police SA is a Poland based company operating in the chemical industry. Its core business activities include manufacturing and sale of fertilizers, pigments, chemicals, plastics, sulfur, among others. Its product portfolio includes nitrogenous fertilizers, nitrogen fertilizers with sulfur, compound fertilizers, polyethylene tubes, plasticizers, alcohols, catalysts, organic chemicals, inorganic chemicals, liquid sulfur, insoluble sulfur, sulfur pastilles, among others.
56GF Score

Get the complete analysis for FRA:697

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.54
Price
€1.63
GF Value