Patrimoine et Commerce (FRA:6DN) Effective Interest Rate on Debt %: 3.24% (As of Dec. 2025)


FRA:6DN Patrimoine et Commerce FRA:6DN
50 GF Score
Price €25.70
GF Value €20.42
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Patrimoine et Commerce Effective Interest Rate on Debt %?

Patrimoine et Commerce FRA:6DN +2.80% 50 Effective Interest Rate on Debt % is 3.24% as of Dec. 2025. GuruFocus rates FRA:6DN with a GF Score™ of 50/100 and a GF Value™ of €20.42 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Patrimoine et Commerce's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €13.77 Mil. Patrimoine et Commerce's average total debt for the quarter that ended in Dec. 2025 was €424.73 Mil. Therefore, Patrimoine et Commerce's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.24%.


Patrimoine et Commerce  (FRA:6DN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Patrimoine et Commerce Effective Interest Rate on Debt % Related Terms


Patrimoine et Commerce Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Patrimoine et Commerce's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Patrimoine et Commerce Effective Interest Rate on Debt % Chart

Patrimoine et Commerce Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.25 2.32 2.87 3.24 3.22

Patrimoine et Commerce Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.07 3.17 3.44 3.24 3.24

FRA:6DN vs SPG, O, KIM: Effective Interest Rate on Debt % Comparison

For the REIT - Retail subindustry, Patrimoine et Commerce's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Patrimoine et Commerce Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Patrimoine et Commerce's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Patrimoine et Commerce's Effective Interest Rate on Debt % falls into.


FRA:6DN
50GF Score
Patrimoine et Commerce FRA:6DN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Patrimoine et Commerce Effective Interest Rate on Debt % Calculation

Patrimoine et Commerce's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -13.752/( (426.257+428.939)/ 2 )
=-1  *  -13.752/427.598
=3.22 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=341.972 + 84.285
=426.257

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=383.168 + 45.771
=428.939

Patrimoine et Commerce's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -13.772/( (420.515+428.939)/ 2 )
=-1  *  -13.772/424.727
=3.24 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=350.213 + 70.302
=420.515

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=383.168 + 45.771
=428.939

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.24% mean?
Patrimoine et Commerce (FRA:6DN) has a Effective Interest Rate on Debt % of 3.24% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Patrimoine et Commerce and its competitors.
Is Patrimoine et Commerce's Effective Interest Rate on Debt % too high?
Patrimoine et Commerce's current Effective Interest Rate on Debt % is 3.24%. Overall, Patrimoine et Commerce has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Patrimoine et Commerce's Effective Interest Rate on Debt % compare to SPG and O?
Patrimoine et Commerce's Effective Interest Rate on Debt % of 3.24% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Patrimoine et Commerce and its competitors. Patrimoine et Commerce's current Effective Interest Rate on Debt % is 3.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patrimoine et Commerce stock overvalued right now?
Based on GuruFocus' analysis, Patrimoine et Commerce (FRA:6DN) is currently considered Modestly Overvalued. The stock's GF Value™ is €20.42, compared to a current price of €25.70 — trading 25.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.24%. Patrimoine et Commerce's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Patrimoine et Commerce (FRA:6DN), the current Effective Interest Rate on Debt % is 3.24% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Patrimoine et Commerce (FRA:6DN) Overvalued in 2026?

Based on GuruFocus' analysis, Patrimoine et Commerce stock appears to be overvalued. The current stock price of €25.70 is trading 25.9% above its estimated GF Value™ of €20.42. GuruFocus considers Patrimoine et Commerce to be Modestly Overvalued.

Key valuation signals for FRA:6DN:

  • Effective Interest Rate on Debt %: 3.24%
  • GF Value™: €20.42 vs. price of €25.70 (25.9% above fair value)
  • GF Score™: 50/100 with 8 warning signs

No single metric tells the full story. See the FRA:6DN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Patrimoine et Commerce Business Description

Industry Real EstateREITs
Other Exchanges PAT:France
Address 7/9 rue Nationale, Boulogne-Billacourt, FRA, 92100
Patrimoine et Commerce is a real estate company engaged in the acquisition, development, and operation of commercial real estate properties in France. It operates a portfolio of real estate assets located in high-attraction areas in the suburbs or centers of medium-sized cities. The company's property portfolio includes shopping malls, supermarkets, shops, and business parks.
50GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.70
Price
€20.42
GF Value