Przedsiebiorstwo Komunalne AQUA (FRA:9S0) Effective Interest Rate on Debt %: 2.67% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:9S0 Przedsiebiorstwo Komunalne AQUA SA FRA:9S0
75 GF Score
Price €2.60
GF Value €2.94
! 4 Warning Signs
View Full Analysis

What is Przedsiebiorstwo Komunalne AQUA Effective Interest Rate on Debt %?

Przedsiebiorstwo Komunalne AQUA FRA:9S0 -1.52% 75 Effective Interest Rate on Debt % is 2.67% as of Mar. 2026. GuruFocus rates FRA:9S0 with a GF Score™ of 75/100 and a GF Value™ of €2.94. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Przedsiebiorstwo Komunalne AQUA's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €0.18 Mil. Przedsiebiorstwo Komunalne AQUA's average total debt for the quarter that ended in Mar. 2026 was €6.75 Mil. Therefore, Przedsiebiorstwo Komunalne AQUA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.67%.


Przedsiebiorstwo Komunalne AQUA  (FRA:9S0) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Przedsiebiorstwo Komunalne AQUA Effective Interest Rate on Debt % Related Terms


Przedsiebiorstwo Komunalne AQUA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Przedsiebiorstwo Komunalne AQUA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Przedsiebiorstwo Komunalne AQUA Effective Interest Rate on Debt % Chart

Przedsiebiorstwo Komunalne AQUA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.48 3.90 7.72 6.57 4.74

Przedsiebiorstwo Komunalne AQUA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.74 0.00 0.00 3.74 2.67

FRA:9S0 vs AWK, WTRG, AWR: Effective Interest Rate on Debt % Comparison

For the Utilities - Regulated Water subindustry, Przedsiebiorstwo Komunalne AQUA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Przedsiebiorstwo Komunalne AQUA Effective Interest Rate on Debt % vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Przedsiebiorstwo Komunalne AQUA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Przedsiebiorstwo Komunalne AQUA's Effective Interest Rate on Debt % falls into.


FRA:9S0
75GF Score
Przedsiebiorstwo Komunalne AQUA SA FRA:9S0
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Przedsiebiorstwo Komunalne AQUA Effective Interest Rate on Debt % Calculation

Przedsiebiorstwo Komunalne AQUA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.225/( (2.739+6.745)/ 2 )
=-1  *  -0.225/4.742
=4.74 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.993 + 0.746
=2.739

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.741 + 1.004
=6.745

Przedsiebiorstwo Komunalne AQUA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.18/( (6.745+0)/ 1 )
=-1  *  -0.18/6.745
=2.67 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.741 + 1.004
=6.745

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.67% mean?
Przedsiebiorstwo Komunalne AQUA (FRA:9S0) has a Effective Interest Rate on Debt % of 2.67% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Przedsiebiorstwo Komunalne AQUA and its competitors.
Is Przedsiebiorstwo Komunalne AQUA's Effective Interest Rate on Debt % too high?
Przedsiebiorstwo Komunalne AQUA's current Effective Interest Rate on Debt % is 2.67%. Overall, Przedsiebiorstwo Komunalne AQUA has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Przedsiebiorstwo Komunalne AQUA's Effective Interest Rate on Debt % compare to AWK and WTRG?
Przedsiebiorstwo Komunalne AQUA's Effective Interest Rate on Debt % of 2.67% can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Regulated company?
A good Effective Interest Rate on Debt % depends on the Utilities - Regulated industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Przedsiebiorstwo Komunalne AQUA and its competitors. Przedsiebiorstwo Komunalne AQUA's current Effective Interest Rate on Debt % is 2.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Przedsiebiorstwo Komunalne AQUA stock overvalued right now?
Przedsiebiorstwo Komunalne AQUA (FRA:9S0) has a current Effective Interest Rate on Debt % of 2.67%. The stock's GF Value™ is €2.94, compared to a current price of €2.60 — trading 11.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.67%. Przedsiebiorstwo Komunalne AQUA's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Przedsiebiorstwo Komunalne AQUA (FRA:9S0), the current Effective Interest Rate on Debt % is 2.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Przedsiebiorstwo Komunalne AQUA (FRA:9S0) Overvalued in 2026?

Based on GuruFocus' analysis, Przedsiebiorstwo Komunalne AQUA stock appears to be undervalued. The current stock price of €2.60 is trading 11.6% below its estimated GF Value™ of €2.94.

Key valuation signals for FRA:9S0:

  • Effective Interest Rate on Debt %: 2.67%
  • GF Value™: €2.94 vs. price of €2.60 (11.6% below fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the FRA:9S0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Przedsiebiorstwo Komunalne AQUA Business Description

Other Exchanges AQU:Poland
Address ul. May 1 23, Bielsko-Biala, POL, 43-300
Przedsiebiorstwo Komunalne AQUA SA conducts water and sewage operations in Bielsko-Biala and neighboring communes. Its business activities include the recognition, treatment and distribution of water and the collection, treatment and discharge of sewage. services offered by the company include the supply of drinking water; sewerage; swimming pool; collection and testing of surface, underground, treated and sewage and sewage sludge samples; geodetic services; waste disposal services and liquid waste; disposal of emulsions and other wastes; and specialized services in the field of water supply and sewage network diagnostics. The services offered by Aqua are used by households, housing cooperatives, public institutions as well as industrial and service plants.
75GF Score

Get the complete analysis for FRA:9S0

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.60
Price
€2.94
GF Value