DocCheck AG (FRA:AJ91) Effective Interest Rate on Debt %: 5.33% (As of Dec. 2025)

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FRA:AJ91 DocCheck AG FRA:AJ91
71 GF Score
Price €10.60
GF Value €9.24
Valuation Modestly Overvalued
! 3 Warning Signs
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What is DocCheck AG Effective Interest Rate on Debt %?

DocCheck AG FRA:AJ91 71 Effective Interest Rate on Debt % is 5.33% as of Dec. 2025. GuruFocus rates FRA:AJ91 with a GF Score™ of 71/100 and a GF Value™ of €9.24 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. DocCheck AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.22 Mil. DocCheck AG's average total debt for the quarter that ended in Dec. 2025 was €4.16 Mil. Therefore, DocCheck AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.33%.


DocCheck AG  (FRA:AJ91) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


DocCheck AG Effective Interest Rate on Debt % Related Terms


DocCheck AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for DocCheck AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DocCheck AG Effective Interest Rate on Debt % Chart

DocCheck AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.65 17.16 1.96 3.50 8.96

DocCheck AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 5.71 1.77 12.02 5.33

FRA:AJ91 vs VEEV, BTSG, HQY: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, DocCheck AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DocCheck AG Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, DocCheck AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where DocCheck AG's Effective Interest Rate on Debt % falls into.


FRA:AJ91
71GF Score
DocCheck AG FRA:AJ91
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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DocCheck AG Effective Interest Rate on Debt % Calculation

DocCheck AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.411/( (5.009+4.162)/ 2 )
=-1  *  -0.411/4.5855
=8.96 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.098 + 0.911
=5.009

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.209 + 0.953
=4.162

DocCheck AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.222/( (0+4.162)/ 1 )
=-1  *  -0.222/4.162
=5.33 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.209 + 0.953
=4.162

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.33% mean?
DocCheck AG (FRA:AJ91) has a Effective Interest Rate on Debt % of 5.33% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on DocCheck AG and its competitors.
Is DocCheck AG's Effective Interest Rate on Debt % too high?
DocCheck AG's current Effective Interest Rate on Debt % is 5.33%. Overall, DocCheck AG has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DocCheck AG's Effective Interest Rate on Debt % compare to VEEV and BTSG?
DocCheck AG's Effective Interest Rate on Debt % of 5.33% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on DocCheck AG and its competitors. DocCheck AG's current Effective Interest Rate on Debt % is 5.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DocCheck AG stock overvalued right now?
Based on GuruFocus' analysis, DocCheck AG (FRA:AJ91) is currently considered Modestly Overvalued. The stock's GF Value™ is €9.24, compared to a current price of €10.60 — trading 14.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.33%. DocCheck AG's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For DocCheck AG (FRA:AJ91), the current Effective Interest Rate on Debt % is 5.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DocCheck AG (FRA:AJ91) Overvalued in 2026?

Based on GuruFocus' analysis, DocCheck AG stock appears to be overvalued. The current stock price of €10.60 is trading 14.7% above its estimated GF Value™ of €9.24. GuruFocus considers DocCheck AG to be Modestly Overvalued.

Key valuation signals for FRA:AJ91:

  • Effective Interest Rate on Debt %: 5.33%
  • GF Value™: €9.24 vs. price of €10.60 (14.7% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the FRA:AJ91 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DocCheck AG Business Description

Other Exchanges AJ91:Germany
Address Doccheck AG, Vogelsanger Strac E 66, Koln, DEU, 50823
DocCheck AG is a Germany-based company engaged in the healthcare sector. It operates through subsidiaries: antwerpes AG develops integrated communication concepts for the healthcare sector, including social media and digital communication with focus on e-marketing concepts, search engine optimization (SEO), search engine advertising (SEA) and search engine marketing (SEM); DocCheck Medical Services GmbH operates an online platform for healthcare professionals, such as physicians and pharmacists; DocCheck Medizinbedarf und Logistik GmbH wholesales medical products from third parties and also produces own medical products, and DocCheck Guano AG is a venture capital company with focus on e-health companies and promotes healthcare startups.
71GF Score

Get the complete analysis for FRA:AJ91

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.60
Price
€9.24
GF Value