Amundi (FRA:ANI) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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FRA:ANI Amundi SA FRA:ANI
82 GF Score
Price €87.40
GF Value €51.75
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Amundi Effective Interest Rate on Debt %?

Amundi FRA:ANI +1.39% 82 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates FRA:ANI with a GF Score™ of 82/100 and a GF Value™ of €51.75 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Amundi's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0 Mil. Amundi's average total debt for the quarter that ended in Dec. 2025 was €2,020 Mil. Therefore, Amundi's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.


Amundi  (FRA:ANI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Amundi Effective Interest Rate on Debt % Related Terms


Amundi Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Amundi's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amundi Effective Interest Rate on Debt % Chart

Amundi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.64 2.45 4.95 7.64 7.14

Amundi Quarterly Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.28 0.00 0.00

FRA:ANI vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Amundi's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amundi Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Amundi's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Amundi's Effective Interest Rate on Debt % falls into.


FRA:ANI
82GF Score
Amundi SA FRA:ANI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Amundi Effective Interest Rate on Debt % Calculation

Amundi's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -156.188/( (2357.011+2019.613)/ 2 )
=-1  *  -156.188/2188.312
=7.14 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1683.979 + 673.032
=2357.011

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1594.301 + 425.312
=2019.613

Amundi's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (0+2019.613)/ 1 )
=-1  *  0/2019.613
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1594.301 + 425.312
=2019.613

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Amundi (FRA:ANI) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Amundi and its competitors.
Is Amundi's Effective Interest Rate on Debt % too high?
Amundi's current Effective Interest Rate on Debt % is 0.00%. Overall, Amundi has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amundi's Effective Interest Rate on Debt % compare to BLK and BX?
Amundi's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Amundi and its competitors. Amundi's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amundi stock overvalued right now?
Based on GuruFocus' analysis, Amundi (FRA:ANI) is currently considered Significantly Overvalued. The stock's GF Value™ is €51.75, compared to a current price of €87.40 — trading 68.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Amundi's overall GF Score™ is 82/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Amundi (FRA:ANI), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amundi (FRA:ANI) Overvalued in 2026?

Based on GuruFocus' analysis, Amundi stock appears to be overvalued. The current stock price of €87.40 is trading 68.9% above its estimated GF Value™ of €51.75. GuruFocus considers Amundi to be Significantly Overvalued.

Key valuation signals for FRA:ANI:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: €51.75 vs. price of €87.40 (68.9% above fair value)
  • GF Score™: 82/100 with 9 warning signs

No single metric tells the full story. See the FRA:ANI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amundi Business Description

Address 91-93, boulevard Pasteur, Paris, FRA, 75015
Amundi resulted from the merger of the asset manager businesses of French banks Credit Agricole and Societe Generale in 2010. In 2017, it expanded into Italy, Germany, and Austria by acquiring Pioneer Investments, which had previously been UniCredit's asset manager. France accounts for just under half of assets under management, while Italy and the rest of Europe contribute about 30% combined. Assets from Asia are growing rapidly and contribute just shy of 20%. Amundi is the largest European asset manager and a top 10 asset manager globally. Credit Agricole remains a controlling shareholder with a 70% stake.
82GF Score

Get the complete analysis for FRA:ANI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€87.40
Price
€51.75
GF Value