Guming Holdings (FRA:AY3) Effective Interest Rate on Debt %: 2.33% (As of Jun. 2026)

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FRA:AY3 Guming Holdings Ltd FRA:AY3
30 GF Score
Price €2.38
! 2 Warning Signs
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What is Guming Holdings Effective Interest Rate on Debt %?

Guming Holdings FRA:AY3 -0.83% 30 Effective Interest Rate on Debt % is 2.33% as of Jun. 2026. GuruFocus rates FRA:AY3 with a GF Score™ of 30/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Guming Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was €18 Mil. Guming Holdings's average total debt for the quarter that ended in Jun. 2026 was €790 Mil. Therefore, Guming Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 2.26%.


Guming Holdings  (FRA:AY3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Guming Holdings Effective Interest Rate on Debt % Related Terms


Guming Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Guming Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guming Holdings Effective Interest Rate on Debt % Chart

Guming Holdings Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
3.79 4.80 3.49 1.79 2.23

Guming Holdings Semi-Annual Data
Dec22 Dec23 Dec24 Jun25 Dec25 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 1.23 1.22 4.27 2.63 2.33

FRA:AY3 vs MCD, SBUX, CMG: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Guming Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guming Holdings Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Guming Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Guming Holdings's Effective Interest Rate on Debt % falls into.


FRA:AY3
30GF Score
Guming Holdings Ltd FRA:AY3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Guming Holdings Effective Interest Rate on Debt % Calculation

Guming Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -9.138/( (23.006+790.495)/ 2 )
=-1  *  -9.138/406.7505
=2.25 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.289 + 4.916
=23.006

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.513 + 773.842
=790.495

Guming Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -17.844/( (790.495+)/ 1 )
=-1  *  -17.844/790.495
=2.26 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.513 + 773.842
=790.495

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.33% mean?
Guming Holdings (FRA:AY3) has a Effective Interest Rate on Debt % of 2.33% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Guming Holdings and its competitors.
Is Guming Holdings' Effective Interest Rate on Debt % too high?
Guming Holdings' current Effective Interest Rate on Debt % is 2.33%. Overall, Guming Holdings has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Guming Holdings' Effective Interest Rate on Debt % compare to MCD and SBUX?
Guming Holdings' Effective Interest Rate on Debt % of 2.33% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Guming Holdings and its competitors. Guming Holdings's current Effective Interest Rate on Debt % is 2.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guming Holdings stock overvalued right now?
Guming Holdings (FRA:AY3) has a current Effective Interest Rate on Debt % of 2.33%. The current Effective Interest Rate on Debt % is 2.33%. Guming Holdings' overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Guming Holdings (FRA:AY3), the current Effective Interest Rate on Debt % is 2.33% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Guming Holdings Business Description

Other Exchanges 01364:Hong Kong
Address 618 Boxue Road, 5th Floor, Tower A, Science and Technology Innovation Center, Xiaoshan District, Zhejiang Province, Hangzhou, CHN, 310000
Guming Holdings Ltd is a company in China. It operates under a franchise model under the Good Me brand. The Good Me stores offer three categories of beverages: Fruit tea beverages, Milk tea beverages, Coffee beverages, and others. It is principally engaged in the operation of a franchised retail network and the trading of ingredients and other related products of freshly-made beverages and equipment. The geographic revenue is generated from Chinese mainland.
30GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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