Bit Digital (FRA:BIV) Effective Interest Rate on Debt %: 8.20% (As of Mar. 2026)

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FRA:BIV Bit Digital Inc FRA:BIV
47 GF Score
Price €1.22
GF Value €1.52
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Bit Digital Effective Interest Rate on Debt %?

Bit Digital FRA:BIV +5.13% 47 Effective Interest Rate on Debt % is 8.20% as of Mar. 2026. GuruFocus rates FRA:BIV with a GF Score™ of 47/100 and a GF Value™ of €1.52 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bit Digital's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €17.60 Mil. Bit Digital's average total debt for the quarter that ended in Mar. 2026 was €214.66 Mil. Therefore, Bit Digital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.20%.


Bit Digital  (FRA:BIV) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Bit Digital Effective Interest Rate on Debt % Related Terms


Bit Digital Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Bit Digital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bit Digital Effective Interest Rate on Debt % Chart

Bit Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 4.13

Bit Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 8.20

FRA:BIV vs CNCK, GEMI, CSHR: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Bit Digital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bit Digital Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Bit Digital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bit Digital's Effective Interest Rate on Debt % falls into.


FRA:BIV
47GF Score
Bit Digital Inc FRA:BIV
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bit Digital Effective Interest Rate on Debt % Calculation

Bit Digital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.641/( (13.185+114.578)/ 2 )
=-1  *  -2.641/63.8815
=4.13 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.86 + 4.325
=13.185

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=98.813 + 15.765
=114.578

Bit Digital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -17.596/( (114.578+314.75)/ 2 )
=-1  *  -17.596/214.664
=8.20 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=98.813 + 15.765
=114.578

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=298.855 + 15.895
=314.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.20% mean?
Bit Digital (FRA:BIV) has a Effective Interest Rate on Debt % of 8.20% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bit Digital and its competitors.
Is Bit Digital's Effective Interest Rate on Debt % too high?
Bit Digital's current Effective Interest Rate on Debt % is 8.20%. Overall, Bit Digital has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bit Digital's Effective Interest Rate on Debt % compare to CNCK and GEMI?
Bit Digital's Effective Interest Rate on Debt % of 8.20% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bit Digital and its competitors. Bit Digital's current Effective Interest Rate on Debt % is 8.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bit Digital stock overvalued right now?
Based on GuruFocus' analysis, Bit Digital (FRA:BIV) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.52, compared to a current price of €1.22 — trading 19.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.20%. Bit Digital's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bit Digital (FRA:BIV), the current Effective Interest Rate on Debt % is 8.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bit Digital (FRA:BIV) Overvalued in 2026?

Based on GuruFocus' analysis, Bit Digital stock appears to be undervalued. The current stock price of €1.22 is trading 19.8% below its estimated GF Value™ of €1.52. GuruFocus considers Bit Digital to be Modestly Undervalued.

Key valuation signals for FRA:BIV:

  • Effective Interest Rate on Debt %: 8.20%
  • GF Value™: €1.52 vs. price of €1.22 (19.8% below fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the FRA:BIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bit Digital Business Description

Other Exchanges BTBT:USABTBTN:Mexico
Address 31 Hudson Yards, Floor 11, New York, NY, USA, 10001
Bit Digital Inc is engaged in the Bitcoin mining business, Ethereum staking activities and specialized cloud-infrastructure services for artificial intelligence applications through its wholly owned subsidiaries. Its mining platform operates with the primary intent of accumulating bitcoin which may sell for fiat currency from time to time depending on market conditions. The Company has four reportable segments: digital asset mining, cloud services, colocation services, and ETH Staking. It generates majority of its revenue from digital asset mining.
47GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.22
Price
€1.52
GF Value