China Education Group Holdings (FRA:C3W) Effective Interest Rate on Debt %: 5.00% (As of Feb. 2026)

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FRA:C3W China Education Group Holdings Ltd FRA:C3W
63 GF Score
Price €0.21
GF Value €0.54
Valuation Possible Value Trap
! 6 Warning Signs
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What is China Education Group Holdings Effective Interest Rate on Debt %?

China Education Group Holdings FRA:C3W +1.94% 63 Effective Interest Rate on Debt % is 5.00% as of Feb. 2026. GuruFocus rates FRA:C3W with a GF Score™ of 63/100 and a GF Value™ of €0.54 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. China Education Group Holdings's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was €62.7 Mil. China Education Group Holdings's average total debt for the quarter that ended in Feb. 2026 was €1,254.3 Mil. Therefore, China Education Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 5.00%.


China Education Group Holdings  (FRA:C3W) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


China Education Group Holdings Effective Interest Rate on Debt % Related Terms


China Education Group Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for China Education Group Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Education Group Holdings Effective Interest Rate on Debt % Chart

China Education Group Holdings Annual Data
Trend Dec15 Dec16 Dec17 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.44 3.71 4.94 4.96 4.56

China Education Group Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.14 5.07 4.75 4.68 5.00

FRA:C3W vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, China Education Group Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Education Group Holdings Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, China Education Group Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where China Education Group Holdings's Effective Interest Rate on Debt % falls into.


FRA:C3W
63GF Score
China Education Group Holdings Ltd FRA:C3W
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Education Group Holdings Effective Interest Rate on Debt % Calculation

China Education Group Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -58.323/( (1315.293+1240.231)/ 2 )
=-1  *  -58.323/1277.762
=4.56 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=996.019 + 319.274
=1315.293

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=947.778 + 292.453
=1240.231

China Education Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -62.718/( (1240.231+1268.314)/ 2 )
=-1  *  -62.718/1254.2725
=5.00 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=947.778 + 292.453
=1240.231

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=904.014 + 364.3
=1268.314

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.00% mean?
China Education Group Holdings (FRA:C3W) has a Effective Interest Rate on Debt % of 5.00% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Education Group Holdings and its competitors.
Is China Education Group Holdings' Effective Interest Rate on Debt % too high?
China Education Group Holdings' current Effective Interest Rate on Debt % is 5.00%. Overall, China Education Group Holdings has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does China Education Group Holdings' Effective Interest Rate on Debt % compare to EDU and TAL?
China Education Group Holdings' Effective Interest Rate on Debt % of 5.00% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Education Group Holdings and its competitors. China Education Group Holdings's current Effective Interest Rate on Debt % is 5.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Education Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, China Education Group Holdings (FRA:C3W) is currently considered Possible Value Trap. The stock's GF Value™ is €0.54, compared to a current price of €0.21 — trading 61.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.00%. China Education Group Holdings' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For China Education Group Holdings (FRA:C3W), the current Effective Interest Rate on Debt % is 5.00% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Education Group Holdings (FRA:C3W) Overvalued in 2026?

Based on GuruFocus' analysis, China Education Group Holdings stock appears to be undervalued. The current stock price of €0.21 is trading 61.1% below its estimated GF Value™ of €0.54. GuruFocus considers China Education Group Holdings to be Possible Value Trap.

Key valuation signals for FRA:C3W:

  • Effective Interest Rate on Debt %: 5.00%
  • GF Value™: €0.54 vs. price of €0.21 (61.1% below fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FRA:C3W stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Education Group Holdings Business Description

Other Exchanges 00839:Hong Kong
Address 4 4A Des Voeux Road Central, Room NO 1202, 12TH Floor, Standard Chartered Bank Building, Wanchai, Hong Kong, HKG
China Education Group Holdings Ltd is a ultra-large-scale private education group in China with 30 years of experience in higher education operations. CEG's schools offer both higher vocational education and secondary vocational education. The school network spans domestic China and overseas. CEG's full-time student enrollment was about 270,000 as of August 2024.
63GF Score

Get the complete analysis for FRA:C3W

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.21
Price
€0.54
GF Value