Chesapeake Utilities (FRA:CH5) Effective Interest Rate on Debt %: 4.57% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:CH5 Chesapeake Utilities Corp FRA:CH5
81 GF Score
Price €114.00
GF Value €117.09
! 6 Warning Signs
View Full Analysis

What is Chesapeake Utilities Effective Interest Rate on Debt %?

Chesapeake Utilities FRA:CH5 -0.87% 81 Effective Interest Rate on Debt % is 4.57% as of Mar. 2026. GuruFocus rates FRA:CH5 with a GF Score™ of 81/100 and a GF Value™ of €117.09. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Chesapeake Utilities's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €64.7 Mil. Chesapeake Utilities's average total debt for the quarter that ended in Mar. 2026 was €1,416.0 Mil. Therefore, Chesapeake Utilities's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.57%.


Chesapeake Utilities  (FRA:CH5) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Chesapeake Utilities Effective Interest Rate on Debt % Related Terms


Chesapeake Utilities Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Chesapeake Utilities's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chesapeake Utilities Effective Interest Rate on Debt % Chart

Chesapeake Utilities Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.77 3.12 3.30 4.83 4.40

Chesapeake Utilities Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.75 4.54 4.65 4.60 4.57

FRA:CH5 vs CTRI, NWN, MDU: Effective Interest Rate on Debt % Comparison

For the Utilities - Regulated Gas subindustry, Chesapeake Utilities's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chesapeake Utilities Effective Interest Rate on Debt % vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Chesapeake Utilities's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Chesapeake Utilities's Effective Interest Rate on Debt % falls into.


FRA:CH5
81GF Score
Chesapeake Utilities Corp FRA:CH5
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chesapeake Utilities Effective Interest Rate on Debt % Calculation

Chesapeake Utilities's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -61.915/( (1425.242+1389.97)/ 2 )
=-1  *  -61.915/1407.606
=4.40 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1213.232 + 212.01
=1425.242

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1140.09 + 249.88
=1389.97

Chesapeake Utilities's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -64.7/( (1389.97+1441.955)/ 2 )
=-1  *  -64.7/1415.9625
=4.57 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1140.09 + 249.88
=1389.97

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1152.872 + 289.083
=1441.955

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.57% mean?
Chesapeake Utilities (FRA:CH5) has a Effective Interest Rate on Debt % of 4.57% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Chesapeake Utilities and its competitors.
Is Chesapeake Utilities' Effective Interest Rate on Debt % too high?
Chesapeake Utilities' current Effective Interest Rate on Debt % is 4.57%. Overall, Chesapeake Utilities has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Chesapeake Utilities' Effective Interest Rate on Debt % compare to CTRI and NWN?
Chesapeake Utilities' Effective Interest Rate on Debt % of 4.57% can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Regulated company?
A good Effective Interest Rate on Debt % depends on the Utilities - Regulated industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Chesapeake Utilities and its competitors. Chesapeake Utilities's current Effective Interest Rate on Debt % is 4.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chesapeake Utilities stock overvalued right now?
Chesapeake Utilities (FRA:CH5) has a current Effective Interest Rate on Debt % of 4.57%. The stock's GF Value™ is €117.09, compared to a current price of €114.00 — trading 2.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.57%. Chesapeake Utilities' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Chesapeake Utilities (FRA:CH5), the current Effective Interest Rate on Debt % is 4.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chesapeake Utilities (FRA:CH5) Overvalued in 2026?

Based on GuruFocus' analysis, Chesapeake Utilities stock appears to be undervalued. The current stock price of €114.00 is trading 2.6% below its estimated GF Value™ of €117.09.

Key valuation signals for FRA:CH5:

  • Effective Interest Rate on Debt %: 4.57%
  • GF Value™: €117.09 vs. price of €114.00 (2.6% below fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the FRA:CH5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chesapeake Utilities Business Description

Other Exchanges CPK:USACH5:Germany
Address 500 Energy Lane, Suite 400, Dover, DE, USA, 19901
Chesapeake Utilities Corp is an energy delivery company engaged in the distribution of natural gas, electricity, and propane; the transmission of natural gas; the generation of electricity and steam; and providing mobile compressed natural gas and other energy-related services to its customers. The company operates in two reportable segments, Regulated Energy and Unregulated Energy. The company's natural gas and electric distribution operations in Delaware, Maryland, and Florida are subject to regulation by PSC. Eastern Shore's natural gas transmission is subject to regulation by the FERC, and Peninsula Pipeline and Aspire Energy Express, its intrastate pipeline subsidiaries, are subject to regulation by the Florida PSC and Public Utilities Commission of Ohio, respectively.
81GF Score

Get the complete analysis for FRA:CH5

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€114.00
Price
€117.09
GF Value