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Agricultural Bank of China (FRA:EK7) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Agricultural Bank of China Effective Interest Rate on Debt % Related Terms
Agricultural Bank of China Effective Interest Rate on Debt % Historical Data
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The historical data trend for Agricultural Bank of China's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agricultural Bank of China Effective Interest Rate on Debt % Chart
FRA:EK7 vs JPM, BAC, WFC: Effective Interest Rate on Debt % Comparison
For the Banks - Diversified subindustry, Agricultural Bank of China's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agricultural Bank of China Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Agricultural Bank of China's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Agricultural Bank of China's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 18.30% mean?
Agricultural Bank of China (FRA:EK7) has a Effective Interest Rate on Debt % of 18.30% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Agricultural Bank of China and its competitors.
Is Agricultural Bank of China's Effective Interest Rate on Debt % too high?
Agricultural Bank of China's current Effective Interest Rate on Debt % is 18.30%. Overall, Agricultural Bank of China has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Agricultural Bank of China's Effective Interest Rate on Debt % compare to JPM and BAC?
Agricultural Bank of China's Effective Interest Rate on Debt % of 18.30% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Agricultural Bank of China and its competitors. Agricultural Bank of China's current Effective Interest Rate on Debt % is 18.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Bank of China stock overvalued right now?
Based on GuruFocus' analysis, Agricultural Bank of China (FRA:EK7) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.54, compared to a current price of €0.67 — trading 23.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 18.30%. Agricultural Bank of China's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Agricultural Bank of China (FRA:EK7), the current Effective Interest Rate on Debt % is 18.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agricultural Bank of China (FRA:EK7) Overvalued in 2026?
Based on GuruFocus' analysis, Agricultural Bank of China stock appears to be overvalued.
The current stock price of €0.67 is trading 23.3% above its estimated GF Value™ of €0.54.
GuruFocus considers Agricultural Bank of China to be Modestly Overvalued.
Key valuation signals for FRA:EK7:
Effective Interest Rate on Debt %: 18.30%
GF Value™: €0.54 vs. price of €0.67 (23.3% above fair value)
No single metric tells the full story. See the FRA:EK7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
As one of the Big Four banks, ABC is headquartered in Beijing. The bank evolved from a state-owned specialized bank to a state-controlled commercial bank. It was listed on the Hong Kong and Shanghai Stock Exchanges in 2010. ABC operates a more than 22,000-branch network in China, providing corporate and retail banking products and services, and carries out treasury operations for its accounts or for its customers. Shareholders Central Huijin, China's state-owned investment company, and the Ministry of Finance own 40.14% and 35.29%, respectively. Corporate banking, retail banking, and wholesale banking accounted for 36%, 53%, and 7% of total revenue in 2025, respectively. Rural banking and urban banking contributed 49.6% and 50.4%, respectively, of total revenue during the same period.
67GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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