A-Smart Holdings (FRA:IOTA) Effective Interest Rate on Debt %: 0.13% (As of Jan. 2026)

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What is A-Smart Holdings Effective Interest Rate on Debt %?

A-Smart Holdings FRA:IOTA Effective Interest Rate on Debt % is 0.13% as of Jan. 2026. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. A-Smart Holdings's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was €0.01 Mil. A-Smart Holdings's average total debt for the quarter that ended in Jan. 2026 was €4.59 Mil. Therefore, A-Smart Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 0.13%.


A-Smart Holdings  (FRA:IOTA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


A-Smart Holdings Effective Interest Rate on Debt % Related Terms


A-Smart Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for A-Smart Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A-Smart Holdings Effective Interest Rate on Debt % Chart

A-Smart Holdings Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.38 0.68 0.80 0.42 0.22

A-Smart Holdings Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.37 0.30 0.16 0.13

FRA:IOTA vs CTAS, CPRT, GPN: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, A-Smart Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


A-Smart Holdings Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, A-Smart Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where A-Smart Holdings's Effective Interest Rate on Debt % falls into.



A-Smart Holdings Effective Interest Rate on Debt % Calculation

A-Smart Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -0.011/( (5.264+4.562)/ 2 )
=-1  *  -0.011/4.913
=0.22 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.661 + 3.603
=5.264

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.134 + 3.428
=4.562

A-Smart Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -0.006/( (4.562+4.611)/ 2 )
=-1  *  -0.006/4.5865
=0.13 %

where

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.134 + 3.428
=4.562

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.172 + 3.439
=4.611

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.13% mean?
A-Smart Holdings (FRA:IOTA) has a Effective Interest Rate on Debt % of 0.13% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on A-Smart Holdings and its competitors.
Is A-Smart Holdings' Effective Interest Rate on Debt % too high?
A-Smart Holdings' current Effective Interest Rate on Debt % is 0.13%.
How does A-Smart Holdings' Effective Interest Rate on Debt % compare to CTAS and CPRT?
A-Smart Holdings' Effective Interest Rate on Debt % of 0.13% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on A-Smart Holdings and its competitors. A-Smart Holdings's current Effective Interest Rate on Debt % is 0.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is A-Smart Holdings stock overvalued right now?
Based on GuruFocus' analysis, A-Smart Holdings (FRA:IOTA) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.06 — trading 37.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.13%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For A-Smart Holdings (FRA:IOTA), the current Effective Interest Rate on Debt % is 0.13% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

A-Smart Holdings Business Description

Other Exchanges BQC:Singapore
Address 61 Tai Seng Avenue, No. 03-03, Print Media Hub at Paya Lebar iPark, Singapore, SGP, 534167
A-Smart Holdings Ltd is an investment holding company operating through segments that include Print and media, covering printing of financial and corporate publications such as reports, prospectuses, brochures, magazines, and other commercial materials, along with events management. The Property segment is involved in property development, while Smart Technologies focuses on developing, selling, and redistributing smart IT solutions, gadgets, software, and hardware products. The Corporate and others segment includes corporate office functions, shared services, and long-term investments in non-quoted equities. The majority of its revenue comes from Print and media, and it derives revenue from Singapore.